1:"$Sreact.fragment"
2:I[39756,["/_next/static/chunks/05-c3ty_6dwfk.js","/_next/static/chunks/14mrh2-p_w84d.js"],"default"]
3:I[37457,["/_next/static/chunks/05-c3ty_6dwfk.js","/_next/static/chunks/14mrh2-p_w84d.js"],"default"]
13:I[68027,["/_next/static/chunks/05-c3ty_6dwfk.js","/_next/static/chunks/14mrh2-p_w84d.js"],"default",1]
:HL["/_next/static/chunks/04dsniu183enj.css","style"]
:HL["/biatfinserveFavicon.png","image"]
0:{"P":null,"c":["","personal-loan"],"q":"","i":false,"f":[[["",{"children":["personal-loan",{"children":["__PAGE__",{}]}]},"$undefined","$undefined",16],[["$","$1","c",{"children":[[["$","link","0",{"rel":"stylesheet","href":"/_next/static/chunks/04dsniu183enj.css","precedence":"next","crossOrigin":"$undefined","nonce":"$undefined"}],["$","script","script-0",{"src":"/_next/static/chunks/05-c3ty_6dwfk.js","async":true,"nonce":"$undefined"}],["$","script","script-1",{"src":"/_next/static/chunks/14mrh2-p_w84d.js","async":true,"nonce":"$undefined"}]],["$","html",null,{"lang":"en","className":"h-full antialiased","children":["$","body",null,{"className":"min-h-full flex flex-col","children":["$","$L2",null,{"parallelRouterKey":"children","error":"$undefined","errorStyles":"$undefined","errorScripts":"$undefined","template":["$","$L3",null,{}],"templateStyles":"$undefined","templateScripts":"$undefined","notFound":[[["$","title",null,{"children":"404: This page could not be found."}],["$","div",null,{"style":{"fontFamily":"system-ui,\"Segoe UI\",Roboto,Helvetica,Arial,sans-serif,\"Apple Color Emoji\",\"Segoe UI Emoji\"","height":"100vh","textAlign":"center","display":"flex","flexDirection":"column","alignItems":"center","justifyContent":"center"},"children":["$","div",null,{"children":[["$","style",null,{"dangerouslySetInnerHTML":{"__html":"body{color:#000;background:#fff;margin:0}.next-error-h1{border-right:1px solid rgba(0,0,0,.3)}@media (prefers-color-scheme:dark){body{color:#fff;background:#000}.next-error-h1{border-right:1px solid rgba(255,255,255,.3)}}"}}],["$","h1",null,{"className":"next-error-h1","style":{"display":"inline-block","margin":"0 20px 0 0","padding":"0 23px 0 0","fontSize":24,"fontWeight":500,"verticalAlign":"top","lineHeight":"49px"},"children":404}],["$","div",null,{"style":{"display":"inline-block"},"children":["$","h2",null,{"style":{"fontSize":14,"fontWeight":400,"lineHeight":"49px","margin":0},"children":"This page could not be found."}]}]]}]}]],[]],"forbidden":"$undefined","unauthorized":"$undefined"}]}]}]]}],{"children":[["$","$1","c",{"children":[null,["$","$L2",null,{"parallelRouterKey":"children","error":"$undefined","errorStyles":"$undefined","errorScripts":"$undefined","template":["$","$L3",null,{}],"templateStyles":"$undefined","templateScripts":"$undefined","notFound":"$undefined","forbidden":"$undefined","unauthorized":"$undefined"}]]}],{"children":[["$","$1","c",{"children":[["$","main",null,{"className":"min-h-screen bg-slate-50 text-slate-950","children":[["$","header",null,{"className":"sticky top-0 z-50 border-b border-blue-100 bg-white/95 shadow-sm backdrop-blur","children":["$","div",null,{"className":"mx-auto flex min-h-20 w-full max-w-7xl flex-col gap-4 px-5 py-4 md:flex-row md:items-center md:justify-between lg:px-8","children":[["$","div",null,{"className":"flex flex-col gap-4 md:flex-row md:items-center","children":[["$","img",null,{"src":"/biatfinserveFavicon.png","alt":"Company Logo","className":"h-11 w-auto object-contain"}],["$","nav",null,{"aria-label":"Primary navigation","className":"flex flex-wrap items-center gap-2 md:gap-4","children":[["$","div",null,{"className":"group relative","children":[["$","button",null,{"type":"button","className":"flex h-11 items-center gap-1.5 rounded-md px-3 text-[15px] font-semibold text-slate-800 transition hover:bg-blue-50 hover:text-blue-700 focus:outline-none focus:ring-2 focus:ring-blue-600 focus:ring-offset-2","aria-haspopup":"true","children":["Loan",["$","span",null,{"className":"text-blue-600 transition group-hover:translate-y-0.5","children":["$","svg",null,{"aria-hidden":"true","className":"h-4 w-4","viewBox":"0 0 20 20","fill":"none","xmlns":"http://www.w3.org/2000/svg","children":["$","path",null,{"d":"M5 7.5L10 12.5L15 7.5","stroke":"currentColor","strokeWidth":"1.8","strokeLinecap":"round","strokeLinejoin":"round"}]}]}]]}],["$","div",null,{"className":"invisible absolute left-0 top-full z-30 mt-2 w-72 translate-y-2 rounded-md border border-blue-100 bg-white py-3 opacity-0 shadow-xl shadow-blue-950/10 transition group-hover:visible group-hover:translate-y-0 group-hover:opacity-100 group-focus-within:visible group-focus-within:translate-y-0 group-focus-within:opacity-100","children":[[["$","a","Personal Loan",{"href":"/personal-loan","className":"block px-5 py-3 text-[15px] font-medium text-slate-800 transition hover:bg-blue-50 hover:text-blue-700 focus:bg-blue-50 focus:text-blue-700 focus:outline-none","children":"Personal Loan"}],"$L4","$L5","$L6","$L7","$L8"],"$L9"]}]]}],["$La","$Lb"]]}]]}],"$Lc"]}]}],"$Ld","$Le"]}],["$Lf"],"$L10"]}],{},null,false,null]},null,false,"$@11"]},null,false,null],"$L12",false]],"m":"$undefined","G":["$13",["$L14"]],"S":true,"h":null,"s":"$undefined","l":"$undefined","p":"$undefined","d":"$undefined","b":"ZLIj-nOxD258zDk7c5VMO"}
15:I[22016,["/_next/static/chunks/05-c3ty_6dwfk.js","/_next/static/chunks/14mrh2-p_w84d.js","/_next/static/chunks/1rxncug86bump.js"],""]
23:I[97367,["/_next/static/chunks/05-c3ty_6dwfk.js","/_next/static/chunks/14mrh2-p_w84d.js"],"OutletBoundary"]
24:"$Sreact.suspense"
27:I[97367,["/_next/static/chunks/05-c3ty_6dwfk.js","/_next/static/chunks/14mrh2-p_w84d.js"],"ViewportBoundary"]
29:I[97367,["/_next/static/chunks/05-c3ty_6dwfk.js","/_next/static/chunks/14mrh2-p_w84d.js"],"MetadataBoundary"]
:HL["/biatfinserveLogo.png","image"]
4:["$","a","Home Loan",{"href":"/home-loan","className":"block px-5 py-3 text-[15px] font-medium text-slate-800 transition hover:bg-blue-50 hover:text-blue-700 focus:bg-blue-50 focus:text-blue-700 focus:outline-none","children":"Home Loan"}]
5:["$","a","Loan Against Property",{"href":"/loan-against-property","className":"block px-5 py-3 text-[15px] font-medium text-slate-800 transition hover:bg-blue-50 hover:text-blue-700 focus:bg-blue-50 focus:text-blue-700 focus:outline-none","children":"Loan Against Property"}]
6:["$","a","Instant Loan",{"href":"/instant-loan","className":"block px-5 py-3 text-[15px] font-medium text-slate-800 transition hover:bg-blue-50 hover:text-blue-700 focus:bg-blue-50 focus:text-blue-700 focus:outline-none","children":"Instant Loan"}]
7:["$","a","Business Loan",{"href":"/business-loan","className":"block px-5 py-3 text-[15px] font-medium text-slate-800 transition hover:bg-blue-50 hover:text-blue-700 focus:bg-blue-50 focus:text-blue-700 focus:outline-none","children":"Business Loan"}]
8:["$","a","Loan Against Mutual Fund",{"href":"/loan-against-mutual-fund","className":"block px-5 py-3 text-[15px] font-medium text-slate-800 transition hover:bg-blue-50 hover:text-blue-700 focus:bg-blue-50 focus:text-blue-700 focus:outline-none","children":"Loan Against Mutual Fund"}]
9:["$","div",null,{"className":"mx-5 mt-2 h-1 rounded-full bg-blue-700"}]
a:["$","a","About",{"href":"/about-us","className":"flex h-11 items-center rounded-md px-3 text-[15px] font-semibold text-slate-800 transition hover:bg-blue-50 hover:text-blue-700 focus:outline-none focus:ring-2 focus:ring-blue-600 focus:ring-offset-2","children":"About"}]
b:["$","a","Contact Us",{"href":"/contact-us","className":"flex h-11 items-center rounded-md px-3 text-[15px] font-semibold text-slate-800 transition hover:bg-blue-50 hover:text-blue-700 focus:outline-none focus:ring-2 focus:ring-blue-600 focus:ring-offset-2","children":"Contact Us"}]
c:["$","div",null,{"className":"flex flex-col gap-3 sm:flex-row sm:items-center","children":[["$","label",null,{"className":"relative block w-full sm:w-72","children":[["$","span",null,{"className":"sr-only","children":"Search"}],["$","span",null,{"className":"pointer-events-none absolute left-3 top-1/2 -translate-y-1/2 text-blue-600","children":["$","svg",null,{"aria-hidden":"true","className":"h-5 w-5","viewBox":"0 0 24 24","fill":"none","xmlns":"http://www.w3.org/2000/svg","children":[["$","path",null,{"d":"M10.75 18.5C15.0302 18.5 18.5 15.0302 18.5 10.75C18.5 6.46979 15.0302 3 10.75 3C6.46979 3 3 6.46979 3 10.75C3 15.0302 6.46979 18.5 10.75 18.5Z","stroke":"currentColor","strokeWidth":"1.8"}],["$","path",null,{"d":"M16.5 16.5L21 21","stroke":"currentColor","strokeWidth":"1.8","strokeLinecap":"round"}]]}]}],["$","input",null,{"type":"search","placeholder":"Search services","className":"h-11 w-full rounded-md border border-blue-200 bg-blue-50/70 pl-11 pr-4 text-sm font-medium text-slate-900 outline-none transition placeholder:text-slate-500 focus:border-blue-600 focus:bg-white focus:ring-2 focus:ring-blue-100"}]]}],["$","button",null,{"type":"button","className":"inline-flex h-11 items-center justify-center gap-2 rounded-md bg-blue-700 px-5 text-[15px] font-bold text-white shadow-sm shadow-blue-900/20 transition hover:bg-blue-800 focus:outline-none focus:ring-2 focus:ring-blue-600 focus:ring-offset-2","children":[["$","svg",null,{"aria-hidden":"true","className":"h-5 w-5","viewBox":"0 0 24 24","fill":"none","xmlns":"http://www.w3.org/2000/svg","children":[["$","path",null,{"d":"M12 12C14.4853 12 16.5 9.98528 16.5 7.5C16.5 5.01472 14.4853 3 12 3C9.51472 3 7.5 5.01472 7.5 7.5C7.5 9.98528 9.51472 12 12 12Z","stroke":"currentColor","strokeWidth":"1.8"}],["$","path",null,{"d":"M4.5 21C5.25833 17.6482 8.33333 15.5 12 15.5C15.6667 15.5 18.7417 17.6482 19.5 21","stroke":"currentColor","strokeWidth":"1.8","strokeLinecap":"round"}]]}],"Login"]}]]}]
d:[["$","div",null,{"className":"bg-slate-50 border-b border-slate-100","children":["$","div",null,{"className":"mx-auto w-full max-w-7xl px-5 py-3 lg:px-8","children":["$","p",null,{"className":"text-xs font-semibold text-slate-500 flex items-center gap-1.5","children":[["$","$L15",null,{"href":"/","className":"font-bold text-indigo-650 hover:text-indigo-700 transition-colors","children":"Home"}],["$","span",null,{"className":"text-slate-300","children":"/"}],["$","span",null,{"className":"text-slate-400 font-medium","children":"Personal Loan"}]]}]}]}],["$","section",null,{"className":"relative overflow-hidden border-b border-indigo-50 bg-gradient-to-b from-slate-50/50 to-white pt-8 pb-16","children":[["$","div",null,{"className":"absolute top-0 left-1/4 h-[500px] w-[500px] rounded-full bg-indigo-400/5 blur-[120px]"}],["$","div",null,{"className":"absolute top-12 right-1/4 h-[500px] w-[500px] rounded-full bg-sky-400/5 blur-[120px]"}],["$","div",null,{"className":"mx-auto grid w-full max-w-7xl gap-12 px-5 py-10 lg:grid-cols-[1fr_1fr] lg:items-center lg:px-8","children":[["$","div",null,{"children":[["$","span",null,{"className":"inline-flex items-center gap-1.5 rounded-full bg-indigo-50 border border-indigo-100 px-3.5 py-1.5 text-[11px] font-extrabold uppercase tracking-wider text-indigo-600","children":"Personal Loan Online in India"}],["$","h1",null,{"className":"mt-6 max-w-2xl text-4xl font-extrabold leading-tight text-slate-900 sm:text-5xl lg:text-6xl tracking-tight","children":["Personal loans made"," ",["$","span",null,{"className":"bg-clip-text text-transparent bg-gradient-to-r from-indigo-600 via-blue-600 to-sky-600","children":"simple, secure, and guided."}]]}],["$","p",null,{"className":"mt-6 max-w-xl text-lg leading-relaxed text-slate-600 font-medium","children":"Explore personalized borrowing solutions for weddings, education, vehicle purchase, or medical needs with clear document and eligibility assistance."}],["$","ul",null,{"className":"mt-8 grid gap-3 sm:grid-cols-2","children":[["$","li","Loan options up to Rs. 50 Lakhs",{"className":"flex items-center gap-3 rounded-2xl border border-slate-100 bg-white p-3.5 text-sm font-bold text-slate-700 shadow-sm shadow-indigo-950/[0.02]","children":[["$","span",null,{"className":"flex h-7 w-7 shrink-0 items-center justify-center rounded-full bg-indigo-50 text-indigo-600","children":["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-4 w-4 stroke-[2.5]","children":["$undefined",[["$","path","0",{"d":"M20 6 9 17l-5-5","children":[]}]]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]}],["$","span",null,{"children":"Loan options up to Rs. 50 Lakhs"}]]}],["$","li","Competitive lender rates",{"className":"flex items-center gap-3 rounded-2xl border border-slate-100 bg-white p-3.5 text-sm font-bold text-slate-700 shadow-sm shadow-indigo-950/[0.02]","children":[["$","span",null,{"className":"flex h-7 w-7 shrink-0 items-center justify-center rounded-full bg-indigo-50 text-indigo-600","children":["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-4 w-4 stroke-[2.5]","children":["$undefined",[["$","path","0",{"d":"M20 6 9 17l-5-5","children":[]}]]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]}],["$","span",null,{"children":"Competitive lender rates"}]]}],["$","li","Low CIBIL score assistance",{"className":"flex items-center gap-3 rounded-2xl border border-slate-100 bg-white p-3.5 text-sm font-bold text-slate-700 shadow-sm shadow-indigo-950/[0.02]","children":[["$","span",null,{"className":"flex h-7 w-7 shrink-0 items-center justify-center rounded-full bg-indigo-50 text-indigo-600","children":["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-4 w-4 stroke-[2.5]","children":["$undefined",["$L16"]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]}],"$L17"]}],"$L18"]}],"$L19","$L1a"]}],"$L1b"]}],"$L1c"]}],"$L1d","$L1e","$L1f","$L20","$L21","$L22"]
e:["$","footer",null,{"className":"border-t border-blue-100 bg-blue-50 text-slate-900","children":[["$","div",null,{"className":"mx-auto grid w-full max-w-7xl gap-10 px-5 py-12 lg:grid-cols-[1fr_1.7fr] lg:px-8","children":[["$","div",null,{"className":"lg:border-r lg:border-blue-200 lg:pr-10","children":[["$","a",null,{"href":"/","aria-label":"Biat Finserve home","children":["$","img",null,{"src":"/biatfinserveLogo.png","alt":"Biat Finserve","className":"h-12 w-auto object-contain"}]}],["$","p",null,{"className":"mt-5 max-w-md text-xl font-bold italic text-blue-800","children":"Finance made clearer, faster, and more accessible."}],["$","div",null,{"className":"pt-4","children":[" ",["$","$L15",null,{"href":"/sitemap.xml","className":"hover:underline","children":"Sitemap"}]]}]]}],["$","div",null,{"className":"grid gap-9 sm:grid-cols-2 xl:grid-cols-3","children":[["$","div","Company",{"children":[["$","h3",null,{"className":"text-lg font-bold text-blue-800","children":"Company"}],["$","ul",null,{"className":"mt-5 space-y-3","children":[["$","li","About Us",{"children":["$","a",null,{"href":"/about-us","className":"text-[15px] leading-6 text-slate-700 transition hover:text-blue-700 hover:underline focus:outline-none focus:ring-2 focus:ring-blue-600 focus:ring-offset-2","children":"About Us"}]}]]}]]}],["$","div","Loans",{"children":[["$","h3",null,{"className":"text-lg font-bold text-blue-800","children":"Loans"}],["$","ul",null,{"className":"mt-5 space-y-3","children":[["$","li","Personal Loan",{"children":["$","a",null,{"href":"/personal-loan","className":"text-[15px] leading-6 text-slate-700 transition hover:text-blue-700 hover:underline focus:outline-none focus:ring-2 focus:ring-blue-600 focus:ring-offset-2","children":"Personal Loan"}]}],["$","li","Home Loan",{"children":["$","a",null,{"href":"/home-loan","className":"text-[15px] leading-6 text-slate-700 transition hover:text-blue-700 hover:underline focus:outline-none focus:ring-2 focus:ring-blue-600 focus:ring-offset-2","children":"Home Loan"}]}],["$","li","Loan Against Property",{"children":["$","a",null,{"href":"/loan-against-property","className":"text-[15px] leading-6 text-slate-700 transition hover:text-blue-700 hover:underline focus:outline-none focus:ring-2 focus:ring-blue-600 focus:ring-offset-2","children":"Loan Against Property"}]}],["$","li","Instant Loan",{"children":["$","a",null,{"href":"/instant-loan","className":"text-[15px] leading-6 text-slate-700 transition hover:text-blue-700 hover:underline focus:outline-none focus:ring-2 focus:ring-blue-600 focus:ring-offset-2","children":"Instant Loan"}]}],["$","li","Business Loan",{"children":["$","a",null,{"href":"/business-loan","className":"text-[15px] leading-6 text-slate-700 transition hover:text-blue-700 hover:underline focus:outline-none focus:ring-2 focus:ring-blue-600 focus:ring-offset-2","children":"Business Loan"}]}],["$","li","Loan Againt Mutual Fund",{"children":["$","a",null,{"href":"/loan-against-mutual-fund","className":"text-[15px] leading-6 text-slate-700 transition hover:text-blue-700 hover:underline focus:outline-none focus:ring-2 focus:ring-blue-600 focus:ring-offset-2","children":"Loan Againt Mutual Fund"}]}]]}]]}],["$","div","Support",{"children":[["$","h3",null,{"className":"text-lg font-bold text-blue-800","children":"Support"}],["$","ul",null,{"className":"mt-5 space-y-3","children":[["$","li","Contact Us",{"children":["$","a",null,{"href":"/contact-us","className":"text-[15px] leading-6 text-slate-700 transition hover:text-blue-700 hover:underline focus:outline-none focus:ring-2 focus:ring-blue-600 focus:ring-offset-2","children":"Contact Us"}]}]]}]]}]]}]]}],["$","div",null,{"className":"border-t border-blue-200 bg-white","children":["$","div",null,{"className":"mx-auto flex w-full max-w-7xl flex-col gap-3 px-5 py-5 text-sm text-slate-600 sm:flex-row sm:items-center sm:justify-between lg:px-8","children":[["$","p",null,{"children":"© 2026 Biat Finserve. All rights reserved."}],["$","p",null,{"children":" Loans are subject to eligibility, documentation, and approval."}]]}]}]]}]
f:["$","script","script-0",{"src":"/_next/static/chunks/1rxncug86bump.js","async":true,"nonce":"$undefined"}]
10:["$","$L23",null,{"children":["$","$24",null,{"name":"Next.MetadataOutlet","children":"$@25"}]}]
26:[]
11:"$W26"
12:["$","$1","h",{"children":[null,["$","$L27",null,{"children":"$L28"}],["$","div",null,{"hidden":true,"children":["$","$L29",null,{"children":["$","$24",null,{"name":"Next.Metadata","children":"$L2a"}]}]}],null]}]
14:["$","link","0",{"rel":"stylesheet","href":"/_next/static/chunks/04dsniu183enj.css","precedence":"next","crossOrigin":"$undefined","nonce":"$undefined"}]
16:["$","path","0",{"d":"M20 6 9 17l-5-5","children":[]}]
17:["$","span",null,{"children":"Low CIBIL score assistance"}]
18:["$","li","Secure online application",{"className":"flex items-center gap-3 rounded-2xl border border-slate-100 bg-white p-3.5 text-sm font-bold text-slate-700 shadow-sm shadow-indigo-950/[0.02]","children":[["$","span",null,{"className":"flex h-7 w-7 shrink-0 items-center justify-center rounded-full bg-indigo-50 text-indigo-600","children":["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-4 w-4 stroke-[2.5]","children":["$undefined",[["$","path","0",{"d":"M20 6 9 17l-5-5","children":[]}]]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]}],["$","span",null,{"children":"Secure online application"}]]}]
19:["$","div",null,{"className":"mt-8 flex flex-wrap gap-4","children":[["$","a",null,{"href":"#","className":"group inline-flex h-12 items-center gap-2 rounded-xl bg-indigo-600 px-6 text-base font-bold text-white shadow-lg shadow-indigo-600/20 transition-all duration-300 hover:-translate-y-0.5 hover:bg-indigo-700 hover:shadow-indigo-700/25","children":["Apply Personal Loan",["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-4 w-4 transition-transform duration-300 group-hover:translate-x-1","children":["$undefined",[["$","path","0",{"d":"M5 12h14","children":[]}],["$","path","1",{"d":"m12 5 7 7-7 7","children":[]}]]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]]}],["$","a",null,{"href":"#","className":"inline-flex h-12 items-center rounded-xl border border-slate-200 bg-white px-6 text-base font-bold text-slate-700 transition-all duration-300 hover:-translate-y-0.5 hover:bg-slate-50 hover:border-slate-300","children":"Check Eligibility"}]]}]
1a:["$","div",null,{"className":"mt-10 rounded-2xl border border-slate-100 bg-white/70 p-5 backdrop-blur-sm","children":[["$","h2",null,{"className":"text-lg font-extrabold text-slate-950 flex items-center gap-2","children":[["$","span",null,{"className":"flex h-2 w-2 rounded-full bg-indigo-600"}],"Why Biat Finserve for personal loans?"]}],["$","p",null,{"className":"mt-2 text-sm leading-relaxed text-slate-600 font-medium","children":"We help customers compare direct lender options, navigate KYC checklists, and complete online application stages with direct advisory support."}]]}]
1b:["$","div",null,{"children":[["$","div",null,{"className":"relative min-h-[440px] overflow-hidden rounded-3xl border border-indigo-100 bg-gradient-to-br from-indigo-50/50 via-white to-sky-50/30 p-6 shadow-2xl shadow-indigo-950/5","children":[["$","div",null,{"className":"absolute -right-10 -top-10 h-72 w-72 rounded-full bg-indigo-200/20 blur-3xl"}],["$","div",null,{"className":"absolute -left-10 -bottom-10 h-72 w-72 rounded-full bg-sky-200/20 blur-3xl"}],["$","div",null,{"className":"relative z-10 rounded-2xl border border-slate-100 bg-white/80 p-5 shadow-lg shadow-indigo-950/5 backdrop-blur-md","children":[["$","div",null,{"className":"flex items-center justify-between border-b border-slate-100 pb-3","children":[["$","div",null,{"className":"flex items-center gap-2","children":[["$","span",null,{"className":"flex h-6 w-6 items-center justify-center rounded bg-indigo-50 text-indigo-600","children":["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-3.5 w-3.5","children":["$undefined",[["$","path","0",{"d":"M9.937 15.5A2 2 0 0 0 8.5 14.063l-6.135-1.582a.5.5 0 0 1 0-.962L8.5 9.936A2 2 0 0 0 9.937 8.5l1.582-6.135a.5.5 0 0 1 .963 0L14.063 8.5A2 2 0 0 0 15.5 9.937l6.135 1.581a.5.5 0 0 1 0 .964L15.5 14.063a2 2 0 0 0-1.437 1.437l-1.582 6.135a.5.5 0 0 1-.963 0z","children":[]}],["$","path","1",{"d":"M20 3v4","children":[]}],["$","path","2",{"d":"M22 5h-4","children":[]}],["$","path","3",{"d":"M4 17v2","children":[]}],["$","path","4",{"d":"M5 18H3","children":[]}]]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]}],["$","p",null,{"className":"text-xs font-extrabold uppercase tracking-wider text-slate-400","children":"Eligibility Match"}]]}],["$","span",null,{"className":"rounded-full bg-emerald-50 px-2 py-0.5 text-[10px] font-bold text-emerald-600","children":"Instant Verification"}]]}],["$","div",null,{"className":"mt-4 flex items-center justify-between","children":[["$","div",null,{"children":[["$","p",null,{"className":"text-3xl font-black text-slate-800","children":"785"}],["$","p",null,{"className":"text-[11px] font-bold text-emerald-600","children":"Excellent CIBIL Score"}]]}],["$","div",null,{"className":"relative flex h-14 w-14 items-center justify-center rounded-full border-4 border-slate-100 border-t-indigo-600 border-r-indigo-600","children":["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-6 w-6 text-indigo-600 animate-pulse-slow","children":["$undefined",[["$","path","0",{"d":"M20 13c0 5-3.5 7.5-7.66 8.95a1 1 0 0 1-.67-.01C7.5 20.5 4 18 4 13V6a1 1 0 0 1 1-1c2 0 4.5-1.2 6.24-2.72a1.17 1.17 0 0 1 1.52 0C14.51 3.81 17 5 19 5a1 1 0 0 1 1 1z","children":[]}],["$","path","1",{"d":"m9 12 2 2 4-4","children":[]}]]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]}]]}]]}],["$","div",null,{"className":"relative z-10 mt-4 rounded-2xl border border-slate-100 bg-white/80 p-5 shadow-lg shadow-indigo-950/5 backdrop-blur-md","children":[["$","p",null,{"className":"text-[10px] font-bold uppercase tracking-wider text-indigo-600","children":"Mock EMI Summary"}],["$","div",null,{"className":"mt-3 grid grid-cols-2 gap-4","children":[["$","div",null,{"children":[["$","span",null,{"className":"text-[11px] font-bold text-slate-400","children":"Loan Amount"}],["$","p",null,{"className":"text-lg font-black text-slate-800","children":"₹ 10 Lakhs"}]]}],["$","div",null,{"children":[["$","span",null,{"className":"text-[11px] font-bold text-slate-400","children":"Est. Interest"}],["$","p",null,{"className":"text-lg font-black text-slate-800","children":"10.49% p.a."}]]}]]}],["$","div",null,{"className":"mt-4 h-1.5 w-full rounded-full bg-slate-100","children":["$","div",null,{"className":"h-full w-3/5 rounded-full bg-gradient-to-r from-indigo-500 to-indigo-600"}]}],["$","div",null,{"className":"mt-4 flex items-center justify-between border-t border-slate-100 pt-3","children":["$L2b","$L2c"]}]]}],"$L2d"]}],"$L2e"]}]
1c:["$","div",null,{"className":"mx-auto mt-8 w-full max-w-7xl px-5 lg:px-8","children":["$","div",null,{"className":"grid gap-4 md:grid-cols-3","children":[["$","div","Personal loan disbursed",{"className":"group relative overflow-hidden rounded-2xl border border-slate-100 bg-white/80 p-6 shadow-sm backdrop-blur-sm transition-all duration-300 hover:-translate-y-0.5 hover:shadow-md hover:border-indigo-200/70","children":[["$","div",null,{"className":"absolute top-0 left-0 h-full w-1.5 bg-indigo-600 transition-transform duration-300 group-hover:scale-y-110"}],["$","p",null,{"className":"text-3xl font-black text-slate-900 tracking-tight","children":"Rs. 15 Crore+"}],["$","p",null,{"className":"mt-1.5 text-xs font-extrabold uppercase tracking-wider text-slate-400","children":"Personal loan disbursed"}]]}],["$","div","Satisfied customers",{"className":"group relative overflow-hidden rounded-2xl border border-slate-100 bg-white/80 p-6 shadow-sm backdrop-blur-sm transition-all duration-300 hover:-translate-y-0.5 hover:shadow-md hover:border-indigo-200/70","children":[["$","div",null,{"className":"absolute top-0 left-0 h-full w-1.5 bg-indigo-600 transition-transform duration-300 group-hover:scale-y-110"}],["$","p",null,{"className":"text-3xl font-black text-slate-900 tracking-tight","children":"10 Lakh+"}],["$","p",null,{"className":"mt-1.5 text-xs font-extrabold uppercase tracking-wider text-slate-400","children":"Satisfied customers"}]]}],["$","div","Financial guidance experience",{"className":"group relative overflow-hidden rounded-2xl border border-slate-100 bg-white/80 p-6 shadow-sm backdrop-blur-sm transition-all duration-300 hover:-translate-y-0.5 hover:shadow-md hover:border-indigo-200/70","children":[["$","div",null,{"className":"absolute top-0 left-0 h-full w-1.5 bg-indigo-600 transition-transform duration-300 group-hover:scale-y-110"}],["$","p",null,{"className":"text-3xl font-black text-slate-900 tracking-tight","children":"5 Years+"}],["$","p",null,{"className":"mt-1.5 text-xs font-extrabold uppercase tracking-wider text-slate-400","children":"Financial guidance experience"}]]}]]}]}]
1d:["$","section",null,{"className":"border-b border-slate-100 bg-slate-50/30 py-16","children":["$","div",null,{"className":"mx-auto w-full max-w-7xl px-5 lg:px-8","children":["$","div",null,{"className":"rounded-3xl border border-slate-100 bg-white p-8 md:p-10 shadow-sm shadow-indigo-950/[0.01]","children":[["$","h2",null,{"className":"text-3xl font-extrabold leading-tight text-slate-900 tracking-tight sm:text-4xl","children":"What is a Personal Loan?"}],["$","div",null,{"className":"mt-6 space-y-4 text-base leading-relaxed text-slate-600 font-medium","children":[["$","p",null,{"children":"A personal loan is an unsecured loan provided by banks, NBFCs, or fintech platforms to meet financial needs such as weddings, medical emergencies, education, travel, home repair, or debt consolidation."}],["$","p",null,{"children":"Unlike secured loans, it requires no collateral. This makes it a flexible option for borrowers who need quick funding without pledging assets."}]]}]]}]}]}]
1e:["$","section",null,{"className":"border-b border-slate-100 bg-white py-16","children":["$","div",null,{"className":"mx-auto w-full max-w-7xl px-5 text-center lg:px-8","children":[["$","span",null,{"className":"inline-flex items-center gap-1.5 rounded-full bg-indigo-50 border border-indigo-100 px-3.5 py-1.5 text-[11px] font-extrabold uppercase tracking-wider text-indigo-600","children":"Personal Loan Solutions"}],["$","h2",null,{"className":"mt-6 text-4xl font-extrabold leading-tight text-slate-900 sm:text-5xl tracking-tight","children":"Best personal loan options with flexible EMIs"}],["$","p",null,{"className":"mx-auto mt-4 max-w-2xl text-lg text-slate-500 font-medium leading-relaxed","children":"We help you explore personal loans for special occasions, planned requirements, and urgent cash needs."}],["$","p",null,{"className":"mt-3 text-sm font-extrabold text-indigo-600 uppercase tracking-wider","children":"Choose the purpose that matches your requirement"}],["$","div",null,{"className":"mt-12 grid gap-6 md:grid-cols-2 lg:grid-cols-3","children":[["$","article","Wedding Loan",{"className":"group overflow-hidden rounded-3xl border border-slate-100 bg-white p-4 shadow-sm transition-all duration-300 hover:-translate-y-1 hover:shadow-md hover:border-indigo-100","children":["$","div",null,{"className":"flex min-h-[350px] flex-col justify-between rounded-2xl bg-gradient-to-br from-indigo-600 to-indigo-500 p-6 text-white","children":[["$","div",null,{"children":[["$","div",null,{"className":"flex h-12 w-12 items-center justify-center rounded-xl bg-white/20 text-white backdrop-blur-md","children":["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-6 w-6","children":["$undefined",[["$","path","0",{"d":"M19 14c1.49-1.46 3-3.21 3-5.5A5.5 5.5 0 0 0 16.5 3c-1.76 0-3 .5-4.5 2-1.5-1.5-2.74-2-4.5-2A5.5 5.5 0 0 0 2 8.5c0 2.3 1.5 4.05 3 5.5l7 7Z","children":[]}]]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]}],["$","h3",null,{"className":"mt-6 text-2xl font-black tracking-tight","children":"Wedding Loan"}]]}],["$","div",null,{"children":[["$","p",null,{"className":"text-sm leading-relaxed text-indigo-50 font-medium","children":"Manage wedding expenses with flexible repayment options and quick guidance."}],["$","a",null,{"href":"#","className":"group/btn mt-6 inline-flex h-11 items-center gap-2 rounded-xl bg-white px-5 text-sm font-bold text-indigo-950 transition-all duration-300 hover:bg-slate-50","children":["Apply Now",["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-4 w-4 transition-transform duration-300 group-hover/btn:translate-x-1","children":["$undefined",[["$","path","0",{"d":"M5 12h14","children":[]}],["$","path","1",{"d":"m12 5 7 7-7 7","children":[]}]]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]]}]]}]]}]}],["$","article","Vehicle Loan",{"className":"group overflow-hidden rounded-3xl border border-slate-100 bg-white p-4 shadow-sm transition-all duration-300 hover:-translate-y-1 hover:shadow-md hover:border-indigo-100","children":["$","div",null,{"className":"flex min-h-[350px] flex-col justify-between rounded-2xl bg-gradient-to-br from-sky-600 to-blue-500 p-6 text-white","children":[["$","div",null,{"children":[["$","div",null,{"className":"flex h-12 w-12 items-center justify-center rounded-xl bg-white/20 text-white backdrop-blur-md","children":["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-6 w-6","children":["$undefined",[["$","path","0",{"d":"M19 17h2c.6 0 1-.4 1-1v-3c0-.9-.7-1.7-1.5-1.9C18.7 10.6 16 10 16 10s-1.3-1.4-2.2-2.3c-.5-.4-1.1-.7-1.8-.7H5c-.6 0-1.1.4-1.4.9l-1.4 2.9A3.7 3.7 0 0 0 2 12v4c0 .6.4 1 1 1h2","children":[]}],"$L2f","$L30","$L31"]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]}],"$L32"]}],"$L33"]}]}],"$L34"]}]]}]}]
1f:["$","section",null,{"className":"border-b border-slate-100 bg-slate-50/30 py-16","children":[["$","div",null,{"className":"mx-auto grid w-full max-w-7xl gap-10 px-5 lg:grid-cols-[1.1fr_0.9fr] lg:items-center lg:px-8","children":[["$","div",null,{"children":[["$","h2",null,{"className":"text-3xl font-extrabold leading-tight text-slate-900 sm:text-4xl tracking-tight","children":"Why consider a personal loan through Biat Finserve?"}],["$","div",null,{"className":"mt-5 space-y-4 text-base leading-relaxed text-slate-600 font-medium","children":[["$","p",null,{"children":"Many platforms promise instant loans, but the actual process can feel complex or confusing. Biat Finserve focuses on transparent guidance, practical eligibility support, and a smoother borrowing journey."}],["$","p",null,{"children":"Our goal is to help borrowers make informed decisions before they apply, with clear information about documents, interest rates, and loan suitability."}]]}]]}],["$","div",null,{"className":"rounded-3xl border border-indigo-100 bg-gradient-to-br from-indigo-50/50 to-sky-50/30 p-6 shadow-sm","children":["$","div",null,{"className":"rounded-2xl bg-white p-6 shadow-sm shadow-indigo-950/[0.01]","children":[["$","span",null,{"className":"inline-flex items-center gap-1.5 rounded-full bg-indigo-50 px-2.5 py-1 text-[10px] font-extrabold uppercase tracking-wider text-indigo-700","children":"Quick Snapshot"}],["$","p",null,{"className":"mt-4 text-4xl font-black text-slate-900 tracking-tight","children":"₹ 20,000+"}],["$","p",null,{"className":"mt-1 text-xs font-bold text-slate-400","children":"Minimum Loan Options Available"}],["$","p",null,{"className":"mt-4 text-sm leading-relaxed text-slate-500 font-medium","children":"Explore flexible borrowing ranges, simplified documentation, and tailored options matching your specific financial profile."}]]}]}]]}],["$","div",null,{"className":"mx-auto mt-12 grid w-full max-w-7xl gap-6 px-5 pb-8 md:grid-cols-2 lg:grid-cols-3 lg:px-8","children":[["$","article","Financial Flexibility",{"className":"group rounded-2xl border border-slate-100 bg-white p-6 text-center shadow-sm transition-all duration-300 hover:-translate-y-1 hover:shadow-md hover:border-indigo-150","children":[["$","div",null,{"className":"mx-auto flex h-14 w-14 items-center justify-center rounded-xl bg-indigo-50 text-indigo-600 transition-colors duration-300 group-hover:bg-indigo-600 group-hover:text-white","children":["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-6 w-6","children":["$undefined",[["$","circle","0",{"cx":"8","cy":"8","r":"6","children":[]}],["$","path","1",{"d":"M18.09 10.37A6 6 0 1 1 10.34 18","children":[]}],["$","path","2",{"d":"M7 6h1v4","children":[]}],["$","path","3",{"d":"m16.71 13.88.7.71-2.82 2.82","children":[]}]]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]}],["$","h3",null,{"className":"mt-5 text-lg font-black text-slate-800","children":"Financial Flexibility"}],["$","p",null,{"className":"mt-2 text-sm leading-relaxed text-slate-500 font-medium","children":"Handle medical expenses, travel, weddings, or home repairs without disturbing long-term savings."}]]}],["$","article","No Collateral, No Stress",{"className":"group rounded-2xl border border-slate-100 bg-white p-6 text-center shadow-sm transition-all duration-300 hover:-translate-y-1 hover:shadow-md hover:border-indigo-150","children":[["$","div",null,{"className":"mx-auto flex h-14 w-14 items-center justify-center rounded-xl bg-indigo-50 text-indigo-600 transition-colors duration-300 group-hover:bg-indigo-600 group-hover:text-white","children":["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-6 w-6","children":["$undefined",["$L35","$L36"]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]}],"$L37","$L38"]}],"$L39","$L3a","$L3b","$L3c"]}]]}]
20:["$","section",null,{"className":"border-b border-slate-100 bg-white py-16","children":["$","div",null,{"className":"mx-auto w-full max-w-7xl px-5 lg:px-8","children":[["$","h2",null,{"className":"text-3xl font-extrabold leading-tight text-slate-900 sm:text-4xl tracking-tight","children":"Understand personal loans in a simple way"}],["$","div",null,{"className":"mt-5 space-y-4 text-base leading-relaxed text-slate-600 font-medium","children":[["$","p",null,{"children":"A personal loan is unsecured, which means you do not need to pledge security or collateral to borrow money. Approval usually depends on factors like income, repayment capacity, and credit history."}],["$","p",null,{"children":"Personal loans are commonly used for short-term needs or unexpected expenses, including medical emergencies, urgent home repairs, travel plans, weddings, or other immediate requirements."}],["$","p",null,{"children":"The repayment happens through fixed monthly instalments, commonly known as EMI, which include both principal and interest."}]]}],["$","ul",null,{"className":"mt-8 grid gap-4 sm:grid-cols-2 lg:grid-cols-4","children":[["$","li","CIBIL score",{"className":"flex items-center gap-3 rounded-xl border border-slate-100 bg-white px-5 py-4 text-sm font-bold text-slate-800 shadow-sm shadow-indigo-950/[0.01]","children":[["$","span",null,{"className":"h-2 w-2 rounded-full bg-indigo-600 shrink-0"}],["$","span",null,{"children":"CIBIL score"}]]}],["$","li","Income level",{"className":"flex items-center gap-3 rounded-xl border border-slate-100 bg-white px-5 py-4 text-sm font-bold text-slate-800 shadow-sm shadow-indigo-950/[0.01]","children":[["$","span",null,{"className":"h-2 w-2 rounded-full bg-indigo-600 shrink-0"}],["$","span",null,{"children":"Income level"}]]}],["$","li","Employment type",{"className":"flex items-center gap-3 rounded-xl border border-slate-100 bg-white px-5 py-4 text-sm font-bold text-slate-800 shadow-sm shadow-indigo-950/[0.01]","children":[["$","span",null,{"className":"h-2 w-2 rounded-full bg-indigo-600 shrink-0"}],["$","span",null,{"children":"Employment type"}]]}],["$","li","Existing obligations",{"className":"flex items-center gap-3 rounded-xl border border-slate-100 bg-white px-5 py-4 text-sm font-bold text-slate-800 shadow-sm shadow-indigo-950/[0.01]","children":[["$","span",null,{"className":"h-2 w-2 rounded-full bg-indigo-600 shrink-0"}],["$","span",null,{"children":"Existing obligations"}]]}]]}],["$","div",null,{"className":"mt-10 overflow-hidden rounded-2xl border border-slate-100 bg-white shadow-sm","children":["$","div",null,{"className":"overflow-x-auto","children":["$","table",null,{"className":"w-full text-left text-sm border-collapse","children":[["$","thead",null,{"className":"bg-slate-50 text-slate-400 font-extrabold uppercase text-[11px] tracking-wider border-b border-slate-100","children":["$","tr",null,{"children":[["$","th",null,{"className":"w-48 px-6 py-4","children":"Feature"}],["$","th",null,{"className":"px-6 py-4","children":"Details"}]]}]}],["$","tbody",null,{"className":"divide-y divide-slate-100","children":[["$","tr","Loan Type",{"className":"transition-colors duration-200 hover:bg-slate-50/50","children":[["$","td",null,{"className":"px-6 py-4 font-bold text-slate-900","children":"Loan Type"}],["$","td",null,{"className":"px-6 py-4 text-slate-500 font-medium leading-relaxed","children":"Unsecured loan with no collateral requirement"}]]}],["$","tr","Loan Amount",{"className":"transition-colors duration-200 hover:bg-slate-50/50","children":[["$","td",null,{"className":"px-6 py-4 font-bold text-slate-900","children":"Loan Amount"}],["$","td",null,{"className":"px-6 py-4 text-slate-500 font-medium leading-relaxed","children":"Options may range from Rs. 20,000 to Rs. 1 lakh or more, depending on lender policies"}]]}],["$","tr","Interest Rate",{"className":"transition-colors duration-200 hover:bg-slate-50/50","children":["$L3d","$L3e"]}],"$L3f","$L40","$L41","$L42"]}]]}]}]}]]}]}]
21:[["$","section",null,{"className":"border-b border-slate-100 bg-white py-16","children":["$","div",null,{"className":"mx-auto grid w-full max-w-7xl gap-10 px-5 lg:grid-cols-[1.1fr_0.9fr] lg:items-center lg:px-8","children":[["$","div",null,{"children":[["$","span",null,{"className":"inline-flex items-center gap-1.5 rounded-full bg-indigo-50 border border-indigo-100 px-3.5 py-1.5 text-[11px] font-extrabold uppercase tracking-wider text-indigo-600","children":"Loan Eligibility"}],["$","h2",null,{"className":"mt-6 text-3xl font-extrabold leading-tight text-slate-900 sm:text-4xl tracking-tight","children":"Basic personal loan eligibility requirements"}],["$","p",null,{"className":"mt-4 text-base leading-relaxed text-slate-500 font-medium","children":"Before you apply, lenders check several parameters to assess approval probabilities and final interest rates."}],["$","ul",null,{"className":"mt-8 space-y-4","children":[["$","li","Age",{"className":"flex gap-3 text-sm leading-relaxed text-slate-600 font-medium","children":[["$","span",null,{"className":"mt-2 h-2 w-2 shrink-0 rounded-full bg-indigo-600"}],["$","span",null,{"children":[["$","strong",null,{"className":"text-slate-900 font-bold","children":["Age",":"]}]," ","Applicants should generally be between 21 and 57 years of age."]}]]}],["$","li","Citizenship",{"className":"flex gap-3 text-sm leading-relaxed text-slate-600 font-medium","children":[["$","span",null,{"className":"mt-2 h-2 w-2 shrink-0 rounded-full bg-indigo-600"}],["$","span",null,{"children":[["$","strong",null,{"className":"text-slate-900 font-bold","children":["Citizenship",":"]}]," ","You must be a resident of India."]}]]}],["$","li","Employment Status",{"className":"flex gap-3 text-sm leading-relaxed text-slate-600 font-medium","children":[["$","span",null,{"className":"mt-2 h-2 w-2 shrink-0 rounded-full bg-indigo-600"}],["$","span",null,{"children":[["$","strong",null,{"className":"text-slate-900 font-bold","children":["Employment Status",":"]}]," ","Most lenders prefer salaried applicants working in a public or private company with stable income."]}]]}],["$","li","Work Experience",{"className":"flex gap-3 text-sm leading-relaxed text-slate-600 font-medium","children":[["$","span",null,{"className":"mt-2 h-2 w-2 shrink-0 rounded-full bg-indigo-600"}],["$","span",null,{"children":[["$","strong",null,{"className":"text-slate-900 font-bold","children":["Work Experience",":"]}]," ","Lenders typically expect total work experience and a stable current employment record."]}]]}],["$","li","Credit Score",{"className":"flex gap-3 text-sm leading-relaxed text-slate-600 font-medium","children":[["$","span",null,{"className":"mt-2 h-2 w-2 shrink-0 rounded-full bg-indigo-600"}],["$","span",null,{"children":[["$","strong",null,{"className":"text-slate-900 font-bold","children":["Credit Score",":"]}]," ","A CIBIL score of 700 or above can improve approval chances and help secure better terms."]}]]}]]}]]}],["$","div",null,{"className":"relative mx-auto w-full max-w-md overflow-hidden rounded-3xl border border-slate-100 bg-gradient-to-br from-indigo-50/50 via-white to-sky-50/30 p-8 shadow-xl shadow-indigo-950/5","children":[["$","div",null,{"className":"absolute right-6 top-6 h-32 w-32 rounded-full bg-indigo-200/20 blur-2xl"}],["$","div",null,{"className":"absolute bottom-6 left-6 h-32 w-32 rounded-full bg-sky-200/20 blur-2xl"}],["$","div",null,{"className":"relative z-10 w-full rounded-2xl border border-slate-100 bg-white p-6 shadow-md backdrop-blur-sm","children":[["$","h4",null,{"className":"text-lg font-black text-slate-800 tracking-tight","children":"Fast Approval Path"}],["$","p",null,{"className":"mt-1 text-xs text-slate-400 font-medium","children":"Digital lending milestones"}],["$","div",null,{"className":"mt-6 space-y-5","children":[["$","div","0",{"className":"flex items-start gap-4","children":[["$","span",null,{"className":"flex h-7 w-7 shrink-0 items-center justify-center rounded-full bg-indigo-50 text-indigo-600","children":"$L43"}],"$L44"]}],"$L45","$L46"]}]]}]]}]]}]}],"$L47","$L48"]
22:[["$","section",null,{"className":"border-b border-slate-100 bg-slate-50/30 py-16","children":["$","div",null,{"className":"mx-auto grid w-full max-w-7xl gap-10 px-5 lg:grid-cols-[0.85fr_1.15fr] lg:items-center lg:px-8","children":[["$","div",null,{"children":[["$","span",null,{"className":"inline-flex items-center gap-1.5 rounded-full bg-indigo-50 border border-indigo-100 px-3.5 py-1.5 text-[11px] font-extrabold uppercase tracking-wider text-indigo-600","children":"Online Application Steps"}],["$","h2",null,{"className":"mt-6 text-3xl font-extrabold leading-tight text-slate-900 sm:text-4xl tracking-tight","children":"Get a personal loan online in 3 simple steps"}],["$","p",null,{"className":"mt-4 text-base leading-relaxed text-slate-500 font-medium","children":"Your goals matter. Biat Finserve keeps the personal loan journey clear, structured, and easy to follow from initial check to submission."}],["$","a",null,{"href":"#","className":"group mt-8 inline-flex h-12 items-center gap-2 rounded-xl bg-indigo-600 px-6 text-base font-bold text-white shadow-lg shadow-indigo-600/20 transition-all duration-300 hover:bg-indigo-700 hover:shadow-indigo-700/25 hover:-translate-y-0.5","children":["Apply Personal Loan",["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-4 w-4 transition-transform duration-300 group-hover:translate-x-1","children":["$undefined",[["$","path","0",{"d":"M5 12h14","children":[]}],["$","path","1",{"d":"m12 5 7 7-7 7","children":[]}]]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]]}]]}],["$","div",null,{"className":"relative grid gap-6 md:grid-cols-3","children":[["$","div",null,{"className":"absolute top-12 left-6 right-6 hidden h-[2px] bg-indigo-100 md:block"}],[["$","article","Check eligibility",{"className":"group relative rounded-2xl border border-slate-100 bg-white p-6 shadow-sm transition-all duration-300 hover:-translate-y-1 hover:shadow-md hover:border-indigo-150","children":[["$","div",null,{"className":"relative z-10 flex h-12 w-12 items-center justify-center rounded-xl bg-indigo-600 font-extrabold text-white shadow-md shadow-indigo-600/10 transition-transform duration-300 group-hover:scale-105","children":1}],["$","h3",null,{"className":"mt-6 text-base font-black text-slate-800","children":"Check eligibility"}],["$","p",null,{"className":"mt-2 text-xs leading-relaxed text-slate-500 font-medium","children":"Review your income, age, employment type, and credit profile before starting the application."}]]}],["$","article","Submit documents",{"className":"group relative rounded-2xl border border-slate-100 bg-white p-6 shadow-sm transition-all duration-300 hover:-translate-y-1 hover:shadow-md hover:border-indigo-150","children":[["$","div",null,{"className":"relative z-10 flex h-12 w-12 items-center justify-center rounded-xl bg-indigo-600 font-extrabold text-white shadow-md shadow-indigo-600/10 transition-transform duration-300 group-hover:scale-105","children":2}],["$","h3",null,{"className":"mt-6 text-base font-black text-slate-800","children":"Submit documents"}],["$","p",null,{"className":"mt-2 text-xs leading-relaxed text-slate-500 font-medium","children":"Upload basic identity, address, income, and bank documents for lender verification."}]]}],["$","article","Submit application",{"className":"group relative rounded-2xl border border-slate-100 bg-white p-6 shadow-sm transition-all duration-300 hover:-translate-y-1 hover:shadow-md hover:border-indigo-150","children":[["$","div",null,{"className":"relative z-10 flex h-12 w-12 items-center justify-center rounded-xl bg-indigo-600 font-extrabold text-white shadow-md shadow-indigo-600/10 transition-transform duration-300 group-hover:scale-105","children":3}],"$L49","$L4a"]}]]]}]]}]}],"$L4b","$L4c","$L4d"]
2b:["$","div",null,{"children":[["$","span",null,{"className":"text-[11px] font-bold text-slate-400","children":"Estimated Monthly EMI"}],["$","p",null,{"className":"text-xl font-black text-indigo-600","children":["₹ 21,494"," ",["$","span",null,{"className":"text-xs font-medium text-slate-500","children":"/mo"}]]}]]}]
2c:["$","span",null,{"className":"rounded-lg bg-indigo-50 px-2.5 py-1.5 text-xs font-black text-indigo-700","children":"5 Years Tenure"}]
2d:["$","div",null,{"className":"absolute bottom-6 right-6 z-20 flex items-center gap-2 rounded-xl border border-emerald-100 bg-white px-3.5 py-2.5 shadow-xl animate-float","children":[["$","span",null,{"className":"flex h-6 w-6 items-center justify-center rounded-full bg-emerald-50 text-emerald-600","children":["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-3.5 w-3.5 stroke-[3]","children":["$undefined",[["$","path","0",{"d":"M20 6 9 17l-5-5","children":[]}]]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]}],["$","div",null,{"children":[["$","p",null,{"className":"text-[10px] font-bold uppercase text-slate-400 tracking-wider","children":"Lender Match"}],["$","p",null,{"className":"text-xs font-black text-slate-800","children":"98% Success Probability"}]]}]]}]
2e:["$","p",null,{"className":"mt-4 text-center lg:text-right text-xs font-semibold text-slate-400","children":"*Final approval and terms depend on selected lender policies."}]
2f:["$","circle","1",{"cx":"7","cy":"17","r":"2","children":[]}]
30:["$","path","2",{"d":"M9 17h6","children":[]}]
31:["$","circle","3",{"cx":"17","cy":"17","r":"2","children":[]}]
32:["$","h3",null,{"className":"mt-6 text-2xl font-black tracking-tight","children":"Vehicle Loan"}]
33:["$","div",null,{"children":[["$","p",null,{"className":"text-sm leading-relaxed text-indigo-50 font-medium","children":"Finance your next car or bike with support for documents and eligibility."}],["$","a",null,{"href":"#","className":"group/btn mt-6 inline-flex h-11 items-center gap-2 rounded-xl bg-white px-5 text-sm font-bold text-indigo-950 transition-all duration-300 hover:bg-slate-50","children":["Apply Now",["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-4 w-4 transition-transform duration-300 group-hover/btn:translate-x-1","children":["$undefined",[["$","path","0",{"d":"M5 12h14","children":[]}],["$","path","1",{"d":"m12 5 7 7-7 7","children":[]}]]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]]}]]}]
34:["$","article","Travel Loan",{"className":"group overflow-hidden rounded-3xl border border-slate-100 bg-white p-4 shadow-sm transition-all duration-300 hover:-translate-y-1 hover:shadow-md hover:border-indigo-100","children":["$","div",null,{"className":"flex min-h-[350px] flex-col justify-between rounded-2xl bg-gradient-to-br from-violet-600 to-indigo-500 p-6 text-white","children":[["$","div",null,{"children":[["$","div",null,{"className":"flex h-12 w-12 items-center justify-center rounded-xl bg-white/20 text-white backdrop-blur-md","children":["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-6 w-6","children":["$undefined",[["$","path","0",{"d":"M17.8 19.2 16 11l3.5-3.5C21 6 21.5 4 21 3c-1-.5-3 0-4.5 1.5L13 8 4.8 6.2c-.5-.1-.9.1-1.1.5l-.3.5c-.2.5-.1 1 .3 1.3L9 12l-2 3H4l-1 1 3 2 2 3 1-1v-3l3-2 3.5 5.3c.3.4.8.5 1.3.3l.5-.2c.4-.3.6-.7.5-1.2z","children":[]}]]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]}],["$","h3",null,{"className":"mt-6 text-2xl font-black tracking-tight","children":"Travel Loan"}]]}],["$","div",null,{"children":[["$","p",null,{"className":"text-sm leading-relaxed text-indigo-50 font-medium","children":"Plan important travel with convenient EMI options and clear next steps."}],["$","a",null,{"href":"#","className":"group/btn mt-6 inline-flex h-11 items-center gap-2 rounded-xl bg-white px-5 text-sm font-bold text-indigo-950 transition-all duration-300 hover:bg-slate-50","children":["Apply Now",["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-4 w-4 transition-transform duration-300 group-hover/btn:translate-x-1","children":["$undefined",[["$","path","0",{"d":"M5 12h14","children":[]}],["$","path","1",{"d":"m12 5 7 7-7 7","children":[]}]]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]]}]]}]]}]}]
35:["$","rect","0",{"width":"18","height":"11","x":"3","y":"11","rx":"2","ry":"2","children":[]}]
36:["$","path","1",{"d":"M7 11V7a5 5 0 0 1 9.9-1","children":[]}]
37:["$","h3",null,{"className":"mt-5 text-lg font-black text-slate-800","children":"No Collateral, No Stress"}]
38:["$","p",null,{"className":"mt-2 text-sm leading-relaxed text-slate-500 font-medium","children":"Personal loans are unsecured, so you do not need to pledge property, gold, or other assets."}]
39:["$","article","Improved Credit Score",{"className":"group rounded-2xl border border-slate-100 bg-white p-6 text-center shadow-sm transition-all duration-300 hover:-translate-y-1 hover:shadow-md hover:border-indigo-150","children":[["$","div",null,{"className":"mx-auto flex h-14 w-14 items-center justify-center rounded-xl bg-indigo-50 text-indigo-600 transition-colors duration-300 group-hover:bg-indigo-600 group-hover:text-white","children":["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-6 w-6","children":["$undefined",[["$","path","0",{"d":"M9.937 15.5A2 2 0 0 0 8.5 14.063l-6.135-1.582a.5.5 0 0 1 0-.962L8.5 9.936A2 2 0 0 0 9.937 8.5l1.582-6.135a.5.5 0 0 1 .963 0L14.063 8.5A2 2 0 0 0 15.5 9.937l6.135 1.581a.5.5 0 0 1 0 .964L15.5 14.063a2 2 0 0 0-1.437 1.437l-1.582 6.135a.5.5 0 0 1-.963 0z","children":[]}],["$","path","1",{"d":"M20 3v4","children":[]}],["$","path","2",{"d":"M22 5h-4","children":[]}],["$","path","3",{"d":"M4 17v2","children":[]}],["$","path","4",{"d":"M5 18H3","children":[]}]]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]}],["$","h3",null,{"className":"mt-5 text-lg font-black text-slate-800","children":"Improved Credit Score"}],["$","p",null,{"className":"mt-2 text-sm leading-relaxed text-slate-500 font-medium","children":"Responsible repayment can help strengthen your credit history and future loan eligibility."}]]}]
3a:["$","article","Simple Documentation",{"className":"group rounded-2xl border border-slate-100 bg-white p-6 text-center shadow-sm transition-all duration-300 hover:-translate-y-1 hover:shadow-md hover:border-indigo-150","children":[["$","div",null,{"className":"mx-auto flex h-14 w-14 items-center justify-center rounded-xl bg-indigo-50 text-indigo-600 transition-colors duration-300 group-hover:bg-indigo-600 group-hover:text-white","children":["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-6 w-6","children":["$undefined",[["$","path","0",{"d":"M15 2H6a2 2 0 0 0-2 2v16a2 2 0 0 0 2 2h12a2 2 0 0 0 2-2V7Z","children":[]}],["$","path","1",{"d":"M14 2v4a2 2 0 0 0 2 2h4","children":[]}],["$","path","2",{"d":"M10 9H8","children":[]}],["$","path","3",{"d":"M16 13H8","children":[]}],["$","path","4",{"d":"M16 17H8","children":[]}]]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]}],["$","h3",null,{"className":"mt-5 text-lg font-black text-slate-800","children":"Simple Documentation"}],["$","p",null,{"className":"mt-2 text-sm leading-relaxed text-slate-500 font-medium","children":"Most applications require basic documents such as PAN, Aadhaar, identity proof, and income details."}]]}]
3b:["$","article","Faster Access to Funds",{"className":"group rounded-2xl border border-slate-100 bg-white p-6 text-center shadow-sm transition-all duration-300 hover:-translate-y-1 hover:shadow-md hover:border-indigo-150","children":[["$","div",null,{"className":"mx-auto flex h-14 w-14 items-center justify-center rounded-xl bg-indigo-50 text-indigo-600 transition-colors duration-300 group-hover:bg-indigo-600 group-hover:text-white","children":["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-6 w-6","children":["$undefined",[["$","path","0",{"d":"M4 14a1 1 0 0 1-.78-1.63l9.9-10.2a.5.5 0 0 1 .86.46l-1.92 6.02A1 1 0 0 0 13 10h7a1 1 0 0 1 .78 1.63l-9.9 10.2a.5.5 0 0 1-.86-.46l1.92-6.02A1 1 0 0 0 11 14z","children":[]}]]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]}],["$","h3",null,{"className":"mt-5 text-lg font-black text-slate-800","children":"Faster Access to Funds"}],["$","p",null,{"className":"mt-2 text-sm leading-relaxed text-slate-500 font-medium","children":"Once approved by the lender, the loan amount can be transferred directly to your bank account."}]]}]
3c:["$","article","Flexible EMI Options",{"className":"group rounded-2xl border border-slate-100 bg-white p-6 text-center shadow-sm transition-all duration-300 hover:-translate-y-1 hover:shadow-md hover:border-indigo-150","children":[["$","div",null,{"className":"mx-auto flex h-14 w-14 items-center justify-center rounded-xl bg-indigo-50 text-indigo-600 transition-colors duration-300 group-hover:bg-indigo-600 group-hover:text-white","children":["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-6 w-6","children":["$undefined",[["$","path","0",{"d":"M8 2v4","children":[]}],["$","path","1",{"d":"M16 2v4","children":[]}],["$","rect","2",{"width":"18","height":"18","x":"3","y":"4","rx":"2","children":[]}],["$","path","3",{"d":"M3 10h18","children":[]}],["$","path","4",{"d":"M8 14h.01","children":[]}],["$","path","5",{"d":"M12 14h.01","children":[]}],["$","path","6",{"d":"M16 14h.01","children":[]}],["$","path","7",{"d":"M8 18h.01","children":[]}],["$","path","8",{"d":"M12 18h.01","children":[]}],["$","path","9",{"d":"M16 18h.01","children":[]}]]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]}],["$","h3",null,{"className":"mt-5 text-lg font-black text-slate-800","children":"Flexible EMI Options"}],["$","p",null,{"className":"mt-2 text-sm leading-relaxed text-slate-500 font-medium","children":"Choose repayment tenures that match your monthly income and financial planning."}]]}]
3d:["$","td",null,{"className":"px-6 py-4 font-bold text-slate-900","children":"Interest Rate"}]
3e:["$","td",null,{"className":"px-6 py-4 text-slate-500 font-medium leading-relaxed","children":"Depends on lender, credit score, income, and eligibility"}]
3f:["$","tr","Approval Factors",{"className":"transition-colors duration-200 hover:bg-slate-50/50","children":[["$","td",null,{"className":"px-6 py-4 font-bold text-slate-900","children":"Approval Factors"}],["$","td",null,{"className":"px-6 py-4 text-slate-500 font-medium leading-relaxed","children":"CIBIL score, income, employment type, and repayment capacity"}]]}]
40:["$","tr","Disbursal",{"className":"transition-colors duration-200 hover:bg-slate-50/50","children":[["$","td",null,{"className":"px-6 py-4 font-bold text-slate-900","children":"Disbursal"}],["$","td",null,{"className":"px-6 py-4 text-slate-500 font-medium leading-relaxed","children":"Approved loan amount is transferred directly to your bank account"}]]}]
41:["$","tr","Repayment",{"className":"transition-colors duration-200 hover:bg-slate-50/50","children":[["$","td",null,{"className":"px-6 py-4 font-bold text-slate-900","children":"Repayment"}],["$","td",null,{"className":"px-6 py-4 text-slate-500 font-medium leading-relaxed","children":"Monthly EMI based on selected tenure and applicable interest rate"}]]}]
42:["$","tr","Application",{"className":"transition-colors duration-200 hover:bg-slate-50/50","children":[["$","td",null,{"className":"px-6 py-4 font-bold text-slate-900","children":"Application"}],["$","td",null,{"className":"px-6 py-4 text-slate-500 font-medium leading-relaxed","children":"Many lenders support online applications with simple documentation"}]]}]
43:["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-4 w-4 stroke-[2.5]","children":["$undefined",[["$","path","0",{"d":"M20 6 9 17l-5-5","children":[]}]]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]
44:["$","div",null,{"children":[["$","p",null,{"className":"text-sm font-bold text-slate-800 leading-none","children":"Eligibility Match"}],["$","p",null,{"className":"mt-1.5 text-xs text-slate-500 font-medium","children":"Instantly mapped with top banks"}]]}]
45:["$","div","1",{"className":"flex items-start gap-4","children":[["$","span",null,{"className":"flex h-7 w-7 shrink-0 items-center justify-center rounded-full bg-indigo-50 text-indigo-600","children":["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-4 w-4 stroke-[2.5]","children":["$undefined",[["$","path","0",{"d":"M20 6 9 17l-5-5","children":[]}]]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]}],["$","div",null,{"children":[["$","p",null,{"className":"text-sm font-bold text-slate-800 leading-none","children":"Paperless KYC"}],["$","p",null,{"className":"mt-1.5 text-xs text-slate-500 font-medium","children":"Secure digital documentation"}]]}]]}]
46:["$","div","2",{"className":"flex items-start gap-4","children":[["$","span",null,{"className":"flex h-7 w-7 shrink-0 items-center justify-center rounded-full bg-indigo-50 text-indigo-600","children":["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-4 w-4 stroke-[2.5]","children":["$undefined",[["$","path","0",{"d":"M20 6 9 17l-5-5","children":[]}]]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]}],["$","div",null,{"children":[["$","p",null,{"className":"text-sm font-bold text-slate-800 leading-none","children":"Lender Approval"}],["$","p",null,{"className":"mt-1.5 text-xs text-slate-500 font-medium","children":"Quick verification & agreement"}]]}]]}]
47:["$","section",null,{"className":"border-b border-slate-100 bg-slate-50/30 py-16","children":["$","div",null,{"className":"mx-auto w-full max-w-7xl px-5 lg:px-8","children":[["$","span",null,{"className":"inline-flex items-center gap-1.5 rounded-full bg-indigo-50 border border-indigo-100 px-3.5 py-1.5 text-[11px] font-extrabold uppercase tracking-wider text-indigo-600","children":"Credit Health Check"}],["$","h2",null,{"className":"mt-6 text-3xl font-extrabold leading-tight text-slate-900 sm:text-4xl tracking-tight","children":"What if your CIBIL score is low?"}],["$","div",null,{"className":"mt-4 space-y-4 text-base leading-relaxed text-slate-500 font-medium max-w-4xl","children":[["$","p",null,{"children":"A higher credit score facilitates faster approval, but many lenders will still examine employment continuity and steady cash flows to evaluate approval eligibility."}],["$","p",null,{"children":"Checking eligibility beforehand allows you to filter out lenders with strict rating barriers without triggering hard queries."}]]}],["$","div",null,{"className":"mt-10","children":["$","div",null,{"className":"rounded-3xl border border-slate-100 bg-white p-6 shadow-sm","children":["$","div",null,{"className":"grid gap-8 md:grid-cols-[1fr_1.3fr] md:items-center","children":[["$","div",null,{"className":"relative flex flex-col items-center justify-center rounded-2xl border border-slate-100/50 bg-gradient-to-b from-slate-50/50 to-white p-6 shadow-sm","children":[["$","span",null,{"className":"inline-flex items-center gap-1.5 rounded-full bg-indigo-50 border border-indigo-100 px-3 py-1 text-[10px] font-extrabold uppercase tracking-wider text-indigo-700","children":"Credit Health Indicator"}],["$","div",null,{"className":"relative mt-6 flex flex-col items-center","children":[["$","svg",null,{"className":"w-56 h-32","viewBox":"0 0 220 120","children":[["$","defs",null,{"children":["$","linearGradient",null,{"id":"gaugeGradient","x1":"0%","y1":"0%","x2":"100%","y2":"0%","children":[["$","stop",null,{"offset":"0%","stopColor":"#f43f5e"}]," ",["$","stop",null,{"offset":"40%","stopColor":"#f59e0b"}]," ",["$","stop",null,{"offset":"75%","stopColor":"#10b981"}]," ",["$","stop",null,{"offset":"100%","stopColor":"#6366f1"}]," "]}]}],["$","path",null,{"d":"M 20 110 A 90 90 0 0 1 200 110","fill":"none","stroke":"#e2e8f0","strokeWidth":"12","strokeLinecap":"round"}],["$","path",null,{"d":"M 20 110 A 90 90 0 0 1 123 26","fill":"none","stroke":"url(#gaugeGradient)","strokeWidth":"12","strokeLinecap":"round"}],["$","g",null,{"transform":"translate(110, 110)","children":[["$","line",null,{"x1":"0","y1":"0","x2":"-68","y2":"-34","stroke":"#1e293b","strokeWidth":"4.5","strokeLinecap":"round"}],["$","circle",null,{"cx":"0","cy":"0","r":"8","fill":"#1e293b"}],["$","circle",null,{"cx":"0","cy":"0","r":"4","fill":"#ffffff"}]]}]]}],["$","div",null,{"className":"-mt-3 text-center","children":[["$","p",null,{"className":"text-3xl font-black text-slate-800 tracking-tight","children":"620"}],["$","span",null,{"className":"rounded-full bg-amber-50 border border-amber-100 px-3 py-0.5 text-[10px] font-extrabold text-amber-600","children":"Fair CIBIL Score"}]]}],["$","div",null,{"className":"mt-2 flex w-56 justify-between px-2 text-[10px] font-bold text-slate-400","children":[["$","span",null,{"children":"300 (Min)"}],["$","span",null,{"children":"900 (Max)"}]]}]]}],["$","div",null,{"className":"mt-4 flex items-center gap-1.5 rounded-full bg-emerald-50 border border-emerald-100 px-3 py-1 text-[11px] font-extrabold text-emerald-700","children":[["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-3 w-3","children":["$undefined",[["$","path","0",{"d":"M9.937 15.5A2 2 0 0 0 8.5 14.063l-6.135-1.582a.5.5 0 0 1 0-.962L8.5 9.936A2 2 0 0 0 9.937 8.5l1.582-6.135a.5.5 0 0 1 .963 0L14.063 8.5A2 2 0 0 0 15.5 9.937l6.135 1.581a.5.5 0 0 1 0 .964L15.5 14.063a2 2 0 0 0-1.437 1.437l-1.582 6.135a.5.5 0 0 1-.963 0z","children":[]}],["$","path","1",{"d":"M20 3v4","children":[]}],["$","path","2",{"d":"M22 5h-4","children":[]}],["$","path","3",{"d":"M4 17v2","children":[]}],"$L4e"]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}],"$L4f"]}]]}],"$L50"]}]}]}]]}]}]
48:["$","section",null,{"className":"border-b border-slate-100 bg-white py-16","children":["$","div",null,{"className":"mx-auto w-full max-w-7xl px-5 lg:px-8","children":[["$","div",null,{"className":"max-w-3xl","children":[["$","span",null,{"className":"inline-flex items-center gap-1.5 rounded-full bg-indigo-50 border border-indigo-100 px-3.5 py-1.5 text-[11px] font-extrabold uppercase tracking-wider text-indigo-600","children":"KYC & Documents Checklist"}],["$","h2",null,{"className":"mt-6 text-3xl font-extrabold leading-tight text-slate-900 sm:text-4xl tracking-tight","children":"List of documents required for personal loan"}],["$","p",null,{"className":"mt-4 text-base leading-relaxed text-slate-500 font-medium","children":"Biat Finserve keeps document submissions simple. Checklists vary depending on salaried or self-employed profile categories."}]]}],["$","div",null,{"className":"mt-10 grid gap-6 lg:grid-cols-2","children":[["$","article","Identity Proof",{"className":"rounded-2xl border border-slate-100 bg-slate-50/50 p-6 shadow-sm","children":[["$","div",null,{"className":"flex items-start gap-4","children":[["$","div",null,{"className":"flex h-12 w-12 shrink-0 items-center justify-center rounded-xl bg-white text-indigo-600 shadow-sm ring-1 ring-slate-100","children":["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-5 w-5","children":["$undefined",[["$","path","0",{"d":"M15 2H6a2 2 0 0 0-2 2v16a2 2 0 0 0 2 2h12a2 2 0 0 0 2-2V7Z","children":[]}],["$","path","1",{"d":"M14 2v4a2 2 0 0 0 2 2h4","children":[]}],["$","path","2",{"d":"M10 9H8","children":[]}],["$","path","3",{"d":"M16 13H8","children":[]}],["$","path","4",{"d":"M16 17H8","children":[]}]]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]}],["$","div",null,{"children":[["$","h3",null,{"className":"text-lg font-black text-slate-800","children":"Identity Proof"}],["$","p",null,{"className":"mt-1.5 text-xs text-slate-500 font-medium leading-relaxed","children":"Lenders typically accept the following identity documents:"}]]}]]}],["$","ul",null,{"className":"mt-5 grid gap-2 text-xs font-bold text-slate-700 sm:grid-cols-2","children":[["$","li","PAN Card",{"className":"flex items-center gap-2 rounded-xl bg-white px-4 py-3 shadow-sm shadow-indigo-950/[0.01] border border-slate-100/50","children":[["$","span",null,{"className":"h-1.5 w-1.5 rounded-full bg-indigo-500 shrink-0"}],["$","span",null,{"children":"PAN Card"}]]}],["$","li","Aadhaar Card",{"className":"flex items-center gap-2 rounded-xl bg-white px-4 py-3 shadow-sm shadow-indigo-950/[0.01] border border-slate-100/50","children":[["$","span",null,{"className":"h-1.5 w-1.5 rounded-full bg-indigo-500 shrink-0"}],["$","span",null,{"children":"Aadhaar Card"}]]}],["$","li","Voter ID Card",{"className":"flex items-center gap-2 rounded-xl bg-white px-4 py-3 shadow-sm shadow-indigo-950/[0.01] border border-slate-100/50","children":[["$","span",null,{"className":"h-1.5 w-1.5 rounded-full bg-indigo-500 shrink-0"}],["$","span",null,{"children":"Voter ID Card"}]]}],["$","li","Passport",{"className":"flex items-center gap-2 rounded-xl bg-white px-4 py-3 shadow-sm shadow-indigo-950/[0.01] border border-slate-100/50","children":[["$","span",null,{"className":"h-1.5 w-1.5 rounded-full bg-indigo-500 shrink-0"}],["$","span",null,{"children":"Passport"}]]}],["$","li","Driving License",{"className":"flex items-center gap-2 rounded-xl bg-white px-4 py-3 shadow-sm shadow-indigo-950/[0.01] border border-slate-100/50","children":[["$","span",null,{"className":"h-1.5 w-1.5 rounded-full bg-indigo-500 shrink-0"}],["$","span",null,{"children":"Driving License"}]]}]]}]]}],["$","article","Residence Proof",{"className":"rounded-2xl border border-slate-100 bg-slate-50/50 p-6 shadow-sm","children":[["$","div",null,{"className":"flex items-start gap-4","children":[["$","div",null,{"className":"flex h-12 w-12 shrink-0 items-center justify-center rounded-xl bg-white text-indigo-600 shadow-sm ring-1 ring-slate-100","children":"$L51"}],"$L52"]}],"$L53"]}],"$L54","$L55","$L56"]}],"$L57"]}]}]
49:["$","h3",null,{"className":"mt-6 text-base font-black text-slate-800","children":"Submit application"}]
4a:["$","p",null,{"className":"mt-2 text-xs leading-relaxed text-slate-500 font-medium","children":"Verify the details and submit your request for review, approval, and disbursal next steps."}]
4b:["$","section",null,{"className":"border-b border-slate-100 bg-white py-16","children":["$","div",null,{"className":"mx-auto w-full max-w-7xl px-5 lg:px-8","children":[["$","span",null,{"className":"inline-flex items-center gap-1.5 rounded-full bg-indigo-50 border border-indigo-100 px-3.5 py-1.5 text-[11px] font-extrabold uppercase tracking-wider text-indigo-600","children":"Rates & Fees Schedule"}],["$","h2",null,{"className":"mt-6 text-3xl font-extrabold leading-tight text-slate-900 sm:text-4xl tracking-tight","children":"Interest rates and charges for personal loan"}],["$","p",null,{"className":"mt-4 text-base leading-relaxed text-slate-500 font-medium max-w-4xl","children":"Charges and rates differ by lender, borrower profile, loan amount, tenure, and repayment behavior. Review all terms before applying."}],["$","div",null,{"className":"mt-10 overflow-hidden rounded-2xl border border-slate-100 bg-white shadow-sm","children":["$","div",null,{"className":"overflow-x-auto","children":["$","table",null,{"className":"w-full text-left text-sm border-collapse","children":[["$","thead",null,{"className":"bg-slate-50 text-slate-400 font-extrabold uppercase text-[11px] tracking-wider border-b border-slate-100","children":["$","tr",null,{"children":[["$","th",null,{"className":"w-full px-6 py-4 sm:w-1/3","children":"Fee / Charge Category"}],["$","th",null,{"className":"px-6 py-4","children":"Applicable Details"}]]}]}],["$","tbody",null,{"className":"divide-y divide-slate-100","children":[["$","tr","Rate of Interest",{"className":"transition-colors duration-200 hover:bg-slate-50/50","children":[["$","th",null,{"className":"px-6 py-4 font-bold text-slate-900 text-left font-sans","children":"Rate of Interest"}],["$","td",null,{"className":"px-6 py-4 text-slate-500 font-medium leading-relaxed","children":"Typically 10.49% to 21% per annum, depending on lender and eligibility"}]]}],["$","tr","Repayment Return Charges",{"className":"transition-colors duration-200 hover:bg-slate-50/50","children":[["$","th",null,{"className":"px-6 py-4 font-bold text-slate-900 text-left font-sans","children":"Repayment Return Charges"}],["$","td",null,{"className":"px-6 py-4 text-slate-500 font-medium leading-relaxed","children":"May apply when cheque, SI, ECS, or NACH debit instructions are dishonoured"}]]}],["$","tr","Swap Charges",{"className":"transition-colors duration-200 hover:bg-slate-50/50","children":[["$","th",null,{"className":"px-6 py-4 font-bold text-slate-900 text-left font-sans","children":"Swap Charges"}],["$","td",null,{"className":"px-6 py-4 text-slate-500 font-medium leading-relaxed","children":"May apply for changing repayment instrument or repayment mode"}]]}],["$","tr","Penal Interest",{"className":"transition-colors duration-200 hover:bg-slate-50/50","children":[["$","th",null,{"className":"px-6 py-4 font-bold text-slate-900 text-left font-sans","children":"Penal Interest"}],["$","td",null,{"className":"px-6 py-4 text-slate-500 font-medium leading-relaxed","children":"May apply on overdue EMI or delayed instalment as per lender policy"}]]}],["$","tr","Duplicate Statement Charges",{"className":"transition-colors duration-200 hover:bg-slate-50/50","children":[["$","th",null,{"className":"px-6 py-4 font-bold text-slate-900 text-left font-sans","children":"Duplicate Statement Charges"}],["$","td",null,{"className":"px-6 py-4 text-slate-500 font-medium leading-relaxed","children":"May apply per duplicate statement or amortization schedule request"}]]}],["$","tr","Credit Report Charges",{"className":"transition-colors duration-200 hover:bg-slate-50/50","children":[["$","th",null,{"className":"px-6 py-4 font-bold text-slate-900 text-left font-sans","children":"Credit Report Charges"}],["$","td",null,{"className":"px-6 py-4 text-slate-500 font-medium leading-relaxed","children":"May apply when credit information reports are issued"}]]}],"$L58","$L59"]}]]}]}]}]]}]}]
4c:["$","section",null,{"className":"border-b border-slate-100 bg-slate-50/30 py-16","children":["$","div",null,{"className":"mx-auto w-full max-w-7xl px-5 lg:px-8","children":[["$","span",null,{"className":"inline-flex items-center gap-1.5 rounded-full bg-indigo-50 border border-indigo-100 px-3.5 py-1.5 text-[11px] font-extrabold uppercase tracking-wider text-indigo-600","children":"Important Notices"}],["$","h2",null,{"className":"mt-6 text-3xl font-extrabold leading-tight text-slate-900 sm:text-4xl tracking-tight","children":"Important points before applying for a personal loan"}],["$","p",null,{"className":"mt-4 text-base leading-relaxed text-slate-500 font-medium max-w-4xl","children":"A personal loan can help you meet important goals, but these points can help you make a more informed borrowing decision."}],["$","div",null,{"className":"mt-8 grid gap-5 md:grid-cols-2 lg:grid-cols-3","children":[["$","div","Variable interest rates",{"className":"group relative overflow-hidden rounded-2xl border border-slate-100 bg-white p-6 shadow-sm transition-all duration-300 hover:shadow-md hover:border-indigo-100","children":[["$","div",null,{"className":"absolute top-0 left-0 h-1.5 w-full bg-indigo-600 transition-all duration-300"}],["$","h3",null,{"className":"text-base font-black text-slate-800 flex items-center gap-2","children":[["$","span",null,{"className":"flex h-1.5 w-1.5 rounded-full bg-indigo-600"}],"Variable interest rates"]}],["$","p",null,{"className":"mt-2.5 text-xs leading-relaxed text-slate-500 font-medium","children":"Compare personal loan interest rates before applying because rates may change by lender, profile, and market conditions."}]]}],["$","div","Charges depend on your application",{"className":"group relative overflow-hidden rounded-2xl border border-slate-100 bg-white p-6 shadow-sm transition-all duration-300 hover:shadow-md hover:border-indigo-100","children":[["$","div",null,{"className":"absolute top-0 left-0 h-1.5 w-full bg-indigo-600 transition-all duration-300"}],["$","h3",null,{"className":"text-base font-black text-slate-800 flex items-center gap-2","children":[["$","span",null,{"className":"flex h-1.5 w-1.5 rounded-full bg-indigo-600"}],"Charges depend on your application"]}],["$","p",null,{"className":"mt-2.5 text-xs leading-relaxed text-slate-500 font-medium","children":"Processing fees, interest rates, and other charges can vary based on credit score, income, repayment capacity, amount, and tenure."}]]}],["$","div","Other charges",{"className":"group relative overflow-hidden rounded-2xl border border-slate-100 bg-white p-6 shadow-sm transition-all duration-300 hover:shadow-md hover:border-indigo-100","children":[["$","div",null,{"className":"absolute top-0 left-0 h-1.5 w-full bg-indigo-600 transition-all duration-300"}],["$","h3",null,{"className":"text-base font-black text-slate-800 flex items-center gap-2","children":[["$","span",null,{"className":"flex h-1.5 w-1.5 rounded-full bg-indigo-600"}],"Other charges"]}],["$","p",null,{"className":"mt-2.5 text-xs leading-relaxed text-slate-500 font-medium","children":"Apart from interest, lenders may charge processing fees, statement fees, swap fees, or other service charges."}]]}],["$","div","Late payment penalty",{"className":"group relative overflow-hidden rounded-2xl border border-slate-100 bg-white p-6 shadow-sm transition-all duration-300 hover:shadow-md hover:border-indigo-100","children":[["$","div",null,{"className":"absolute top-0 left-0 h-1.5 w-full bg-indigo-600 transition-all duration-300"}],["$","h3",null,{"className":"text-base font-black text-slate-800 flex items-center gap-2","children":[["$","span",null,{"className":"flex h-1.5 w-1.5 rounded-full bg-indigo-600"}],"Late payment penalty"]}],"$L5a"]}],"$L5b"]}]]}]}]
4d:["$","section",null,{"className":"border-b border-slate-100 bg-white py-16","children":["$","div",null,{"className":"mx-auto grid w-full max-w-7xl gap-10 px-5 lg:grid-cols-[0.8fr_1.2fr] lg:px-8","children":[["$","div",null,{"children":[["$","span",null,{"className":"inline-flex items-center gap-1.5 rounded-full bg-indigo-50 border border-indigo-100 px-3.5 py-1.5 text-[11px] font-extrabold uppercase tracking-wider text-indigo-600","children":"Personal Loan FAQ"}],["$","h2",null,{"className":"mt-6 text-3xl font-extrabold leading-tight text-slate-900 sm:text-4xl tracking-tight","children":"Frequently asked questions"}],["$","p",null,{"className":"mt-4 text-base leading-relaxed text-slate-500 font-medium","children":"Quick answers about online applications, eligibility, interest rates, low CIBIL score options, and repayment charges."}]]}],["$","div",null,{"className":"space-y-4","children":[["$","details","How can I apply for a personal loan online?",{"className":"group rounded-2xl border border-slate-100 bg-slate-50/50 p-5 transition-all duration-300 open:bg-white open:shadow-md open:shadow-indigo-950/[0.03] open:border-indigo-100","open":true,"children":[["$","summary",null,{"className":"flex cursor-pointer list-none items-center justify-between gap-4 text-base font-black text-slate-800","children":[["$","span",null,{"children":"How can I apply for a personal loan online?"}],["$","span",null,{"className":"flex h-8 w-8 shrink-0 items-center justify-center rounded-lg bg-white text-indigo-600 shadow-sm ring-1 ring-slate-100 transition-transform duration-300 group-open:rotate-45 group-hover:bg-slate-50","children":["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-4 w-4","children":["$undefined",[["$","path","0",{"d":"M5 12h14","children":[]}],["$","path","1",{"d":"M12 5v14","children":[]}]]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]}]]}],["$","p",null,{"className":"mt-4 text-xs leading-relaxed text-slate-500 font-medium","children":"You can start by checking eligibility, submitting basic documents, and completing the application details for lender review."}]]}],["$","details","What affects my personal loan interest rate?",{"className":"group rounded-2xl border border-slate-100 bg-slate-50/50 p-5 transition-all duration-300 open:bg-white open:shadow-md open:shadow-indigo-950/[0.03] open:border-indigo-100","open":false,"children":[["$","summary",null,{"className":"flex cursor-pointer list-none items-center justify-between gap-4 text-base font-black text-slate-800","children":[["$","span",null,{"children":"What affects my personal loan interest rate?"}],["$","span",null,{"className":"flex h-8 w-8 shrink-0 items-center justify-center rounded-lg bg-white text-indigo-600 shadow-sm ring-1 ring-slate-100 transition-transform duration-300 group-open:rotate-45 group-hover:bg-slate-50","children":["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-4 w-4","children":["$undefined",[["$","path","0",{"d":"M5 12h14","children":[]}],["$","path","1",{"d":"M12 5v14","children":[]}]]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]}]]}],["$","p",null,{"className":"mt-4 text-xs leading-relaxed text-slate-500 font-medium","children":"Interest rates depend on credit score, income, employment stability, existing obligations, loan amount, and lender policy."}]]}],["$","details","Can I get a loan with a low CIBIL score?",{"className":"group rounded-2xl border border-slate-100 bg-slate-50/50 p-5 transition-all duration-300 open:bg-white open:shadow-md open:shadow-indigo-950/[0.03] open:border-indigo-100","open":false,"children":[["$","summary",null,{"className":"flex cursor-pointer list-none items-center justify-between gap-4 text-base font-black text-slate-800","children":["$L5c","$L5d"]}],"$L5e"]}],"$L5f"]}]]}]}]
4e:["$","path","4",{"d":"M5 18H3","children":[]}]
4f:["$","span",null,{"children":"Matched with 8+ NBFC Lenders"}]
50:["$","div",null,{"children":[["$","p",null,{"className":"text-xl font-extrabold leading-snug text-slate-900 tracking-tight","children":"With Biat Finserve, you can explore personal loan options even when your score needs improvement."}],["$","div",null,{"className":"mt-4 space-y-3","children":[["$","div",null,{"className":"flex items-start gap-2.5","children":[["$","span",null,{"className":"mt-1 flex h-4 w-4 shrink-0 items-center justify-center rounded-full bg-indigo-50 text-indigo-600","children":["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-3 w-3 stroke-[2.5]","children":["$undefined",[["$","path","0",{"d":"M20 6 9 17l-5-5","children":[]}]]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]}],["$","p",null,{"className":"text-xs text-slate-500 font-medium","children":[["$","strong",null,{"children":"Alternative Verification:"}]," Connect with lenders assessing bank transaction flows instead of relying solely on your history."]}]]}],["$","div",null,{"className":"flex items-start gap-2.5","children":[["$","span",null,{"className":"mt-1 flex h-4 w-4 shrink-0 items-center justify-center rounded-full bg-indigo-50 text-indigo-600","children":["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-3 w-3 stroke-[2.5]","children":["$undefined",[["$","path","0",{"d":"M20 6 9 17l-5-5","children":[]}]]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]}],["$","p",null,{"className":"text-xs text-slate-500 font-medium","children":[["$","strong",null,{"children":"Credit Building Options:"}]," Access smaller, easily repayable loan products to establish positive payment histories."]}]]}]]}],["$","a",null,{"href":"#","className":"group mt-6 inline-flex h-11 items-center gap-2 rounded-xl bg-indigo-600 px-5 text-sm font-bold text-white shadow-md shadow-indigo-600/10 transition-all duration-300 hover:bg-indigo-700 hover:shadow-indigo-700/20 hover:-translate-y-0.5","children":["Check Eligibility",["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-4 w-4 transition-transform duration-300 group-hover:translate-x-1","children":["$undefined",[["$","path","0",{"d":"M5 12h14","children":[]}],["$","path","1",{"d":"m12 5 7 7-7 7","children":[]}]]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]]}]]}]
51:["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-5 w-5","children":["$undefined",[["$","path","0",{"d":"M15 2H6a2 2 0 0 0-2 2v16a2 2 0 0 0 2 2h12a2 2 0 0 0 2-2V7Z","children":[]}],["$","path","1",{"d":"M14 2v4a2 2 0 0 0 2 2h4","children":[]}],["$","path","2",{"d":"M10 9H8","children":[]}],["$","path","3",{"d":"M16 13H8","children":[]}],["$","path","4",{"d":"M16 17H8","children":[]}]]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]
52:["$","div",null,{"children":[["$","h3",null,{"className":"text-lg font-black text-slate-800","children":"Residence Proof"}],["$","p",null,{"className":"mt-1.5 text-xs text-slate-500 font-medium leading-relaxed","children":"The following documents are commonly accepted as address proof:"}]]}]
53:["$","ul",null,{"className":"mt-5 grid gap-2 text-xs font-bold text-slate-700 sm:grid-cols-2","children":[["$","li","Aadhaar Card",{"className":"flex items-center gap-2 rounded-xl bg-white px-4 py-3 shadow-sm shadow-indigo-950/[0.01] border border-slate-100/50","children":[["$","span",null,{"className":"h-1.5 w-1.5 rounded-full bg-indigo-500 shrink-0"}],["$","span",null,{"children":"Aadhaar Card"}]]}],["$","li","Voter ID Card",{"className":"flex items-center gap-2 rounded-xl bg-white px-4 py-3 shadow-sm shadow-indigo-950/[0.01] border border-slate-100/50","children":[["$","span",null,{"className":"h-1.5 w-1.5 rounded-full bg-indigo-500 shrink-0"}],["$","span",null,{"children":"Voter ID Card"}]]}],["$","li","Passport",{"className":"flex items-center gap-2 rounded-xl bg-white px-4 py-3 shadow-sm shadow-indigo-950/[0.01] border border-slate-100/50","children":[["$","span",null,{"className":"h-1.5 w-1.5 rounded-full bg-indigo-500 shrink-0"}],["$","span",null,{"children":"Passport"}]]}],["$","li","Driving License",{"className":"flex items-center gap-2 rounded-xl bg-white px-4 py-3 shadow-sm shadow-indigo-950/[0.01] border border-slate-100/50","children":[["$","span",null,{"className":"h-1.5 w-1.5 rounded-full bg-indigo-500 shrink-0"}],["$","span",null,{"children":"Driving License"}]]}],["$","li","Property documents",{"className":"flex items-center gap-2 rounded-xl bg-white px-4 py-3 shadow-sm shadow-indigo-950/[0.01] border border-slate-100/50","children":[["$","span",null,{"className":"h-1.5 w-1.5 rounded-full bg-indigo-500 shrink-0"}],["$","span",null,{"children":"Property documents"}]]}],["$","li","Rent agreement",{"className":"flex items-center gap-2 rounded-xl bg-white px-4 py-3 shadow-sm shadow-indigo-950/[0.01] border border-slate-100/50","children":[["$","span",null,{"className":"h-1.5 w-1.5 rounded-full bg-indigo-500 shrink-0"}],["$","span",null,{"children":"Rent agreement"}]]}],["$","li","Electricity bill",{"className":"flex items-center gap-2 rounded-xl bg-white px-4 py-3 shadow-sm shadow-indigo-950/[0.01] border border-slate-100/50","children":[["$","span",null,{"className":"h-1.5 w-1.5 rounded-full bg-indigo-500 shrink-0"}],["$","span",null,{"children":"Electricity bill"}]]}],["$","li","Maintenance bills",{"className":"flex items-center gap-2 rounded-xl bg-white px-4 py-3 shadow-sm shadow-indigo-950/[0.01] border border-slate-100/50","children":[["$","span",null,{"className":"h-1.5 w-1.5 rounded-full bg-indigo-500 shrink-0"}],["$","span",null,{"children":"Maintenance bills"}]]}]]}]
54:["$","article","Income Proof",{"className":"rounded-2xl border border-slate-100 bg-slate-50/50 p-6 shadow-sm","children":[["$","div",null,{"className":"flex items-start gap-4","children":[["$","div",null,{"className":"flex h-12 w-12 shrink-0 items-center justify-center rounded-xl bg-white text-indigo-600 shadow-sm ring-1 ring-slate-100","children":["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-5 w-5","children":["$undefined",[["$","path","0",{"d":"M15 2H6a2 2 0 0 0-2 2v16a2 2 0 0 0 2 2h12a2 2 0 0 0 2-2V7Z","children":[]}],["$","path","1",{"d":"M14 2v4a2 2 0 0 0 2 2h4","children":[]}],["$","path","2",{"d":"M10 9H8","children":[]}],["$","path","3",{"d":"M16 13H8","children":[]}],["$","path","4",{"d":"M16 17H8","children":[]}]]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]}],["$","div",null,{"children":[["$","h3",null,{"className":"text-lg font-black text-slate-800","children":"Income Proof"}],["$","p",null,{"className":"mt-1.5 text-xs text-slate-500 font-medium leading-relaxed","children":"Income verification helps lenders assess repayment capacity:"}]]}]]}],["$","ul",null,{"className":"mt-5 grid gap-2 text-xs font-bold text-slate-700 sm:grid-cols-2","children":[["$","li","Last three months' salary slips",{"className":"flex items-center gap-2 rounded-xl bg-white px-4 py-3 shadow-sm shadow-indigo-950/[0.01] border border-slate-100/50","children":[["$","span",null,{"className":"h-1.5 w-1.5 rounded-full bg-indigo-500 shrink-0"}],["$","span",null,{"children":"Last three months' salary slips"}]]}],["$","li","Last three months' bank statements",{"className":"flex items-center gap-2 rounded-xl bg-white px-4 py-3 shadow-sm shadow-indigo-950/[0.01] border border-slate-100/50","children":[["$","span",null,{"className":"h-1.5 w-1.5 rounded-full bg-indigo-500 shrink-0"}],["$","span",null,{"children":"Last three months' bank statements"}]]}]]}]]}]
55:["$","article","Employment Continuity Proof",{"className":"rounded-2xl border border-slate-100 bg-slate-50/50 p-6 shadow-sm","children":[["$","div",null,{"className":"flex items-start gap-4","children":[["$","div",null,{"className":"flex h-12 w-12 shrink-0 items-center justify-center rounded-xl bg-white text-indigo-600 shadow-sm ring-1 ring-slate-100","children":["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-5 w-5","children":["$undefined",[["$","path","0",{"d":"M15 2H6a2 2 0 0 0-2 2v16a2 2 0 0 0 2 2h12a2 2 0 0 0 2-2V7Z","children":[]}],["$","path","1",{"d":"M14 2v4a2 2 0 0 0 2 2h4","children":[]}],["$","path","2",{"d":"M10 9H8","children":[]}],["$","path","3",{"d":"M16 13H8","children":[]}],["$","path","4",{"d":"M16 17H8","children":[]}]]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]}],["$","div",null,{"children":[["$","h3",null,{"className":"text-lg font-black text-slate-800","children":"Employment Continuity Proof"}],["$","p",null,{"className":"mt-1.5 text-xs text-slate-500 font-medium leading-relaxed","children":"Some lenders may request documents that confirm employment history:"}]]}]]}],["$","ul",null,{"className":"mt-5 grid gap-2 text-xs font-bold text-slate-700 sm:grid-cols-2","children":[["$","li","Employment certificate from current employer",{"className":"flex items-center gap-2 rounded-xl bg-white px-4 py-3 shadow-sm shadow-indigo-950/[0.01] border border-slate-100/50","children":[["$","span",null,{"className":"h-1.5 w-1.5 rounded-full bg-indigo-500 shrink-0"}],["$","span",null,{"children":"Employment certificate from current employer"}]]}],["$","li","Experience letters from previous employers",{"className":"flex items-center gap-2 rounded-xl bg-white px-4 py-3 shadow-sm shadow-indigo-950/[0.01] border border-slate-100/50","children":[["$","span",null,{"className":"h-1.5 w-1.5 rounded-full bg-indigo-500 shrink-0"}],["$","span",null,{"children":"Experience letters from previous employers"}]]}],["$","li","Relieving letters from past organisations",{"className":"flex items-center gap-2 rounded-xl bg-white px-4 py-3 shadow-sm shadow-indigo-950/[0.01] border border-slate-100/50","children":[["$","span",null,{"className":"h-1.5 w-1.5 rounded-full bg-indigo-500 shrink-0"}],["$","span",null,{"children":"Relieving letters from past organisations"}]]}]]}]]}]
56:["$","article","Additional Documents",{"className":"rounded-2xl border border-slate-100 bg-slate-50/50 p-6 shadow-sm","children":[["$","div",null,{"className":"flex items-start gap-4","children":[["$","div",null,{"className":"flex h-12 w-12 shrink-0 items-center justify-center rounded-xl bg-white text-indigo-600 shadow-sm ring-1 ring-slate-100","children":["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-5 w-5","children":["$undefined",[["$","path","0",{"d":"M15 2H6a2 2 0 0 0-2 2v16a2 2 0 0 0 2 2h12a2 2 0 0 0 2-2V7Z","children":[]}],["$","path","1",{"d":"M14 2v4a2 2 0 0 0 2 2h4","children":[]}],["$","path","2",{"d":"M10 9H8","children":[]}],["$","path","3",{"d":"M16 13H8","children":[]}],["$","path","4",{"d":"M16 17H8","children":[]}]]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]}],["$","div",null,{"children":[["$","h3",null,{"className":"text-lg font-black text-slate-800","children":"Additional Documents"}],["$","p",null,{"className":"mt-1.5 text-xs text-slate-500 font-medium leading-relaxed","children":"These may be requested during application or verification:"}]]}]]}],["$","ul",null,{"className":"mt-5 grid gap-2 text-xs font-bold text-slate-700 sm:grid-cols-2","children":[["$","li","Two recent passport-size photographs",{"className":"flex items-center gap-2 rounded-xl bg-white px-4 py-3 shadow-sm shadow-indigo-950/[0.01] border border-slate-100/50","children":[["$","span",null,{"className":"h-1.5 w-1.5 rounded-full bg-indigo-500 shrink-0"}],["$","span",null,{"children":"Two recent passport-size photographs"}]]}]]}]]}]
57:["$","div",null,{"className":"mt-10 rounded-2xl border border-indigo-50 bg-indigo-50/30 p-6","children":[["$","h3",null,{"className":"text-xl font-extrabold text-indigo-950","children":"Minimal documentation, faster processing"}],["$","p",null,{"className":"mt-2 text-sm leading-relaxed text-indigo-900/80 font-medium","children":"Pre-verifying address details and income slips helps speed up direct processing times with lenders once the application is initiated."}]]}]
58:["$","tr","Stamp Duty",{"className":"transition-colors duration-200 hover:bg-slate-50/50","children":[["$","th",null,{"className":"px-6 py-4 font-bold text-slate-900 text-left font-sans","children":"Stamp Duty"}],["$","td",null,{"className":"px-6 py-4 text-slate-500 font-medium leading-relaxed","children":"As per applicable state stamp rules"}]]}]
59:["$","tr","Pre-Payment Charges",{"className":"transition-colors duration-200 hover:bg-slate-50/50","children":[["$","th",null,{"className":"px-6 py-4 font-bold text-slate-900 text-left font-sans","children":"Pre-Payment Charges"}],["$","td",null,{"className":"px-6 py-4 text-slate-500 font-medium leading-relaxed","children":"May apply when borrowers make part-payment or close the loan early"}]]}]
5a:["$","p",null,{"className":"mt-2.5 text-xs leading-relaxed text-slate-500 font-medium","children":"Missing or delaying EMIs may attract additional charges, so always review lender-specific repayment terms."}]
5b:["$","div","Pre-closure charges",{"className":"group relative overflow-hidden rounded-2xl border border-slate-100 bg-white p-6 shadow-sm transition-all duration-300 hover:shadow-md hover:border-indigo-100","children":[["$","div",null,{"className":"absolute top-0 left-0 h-1.5 w-full bg-indigo-600 transition-all duration-300"}],["$","h3",null,{"className":"text-base font-black text-slate-800 flex items-center gap-2","children":[["$","span",null,{"className":"flex h-1.5 w-1.5 rounded-full bg-indigo-600"}],"Pre-closure charges"]}],["$","p",null,{"className":"mt-2.5 text-xs leading-relaxed text-slate-500 font-medium","children":"If you repay before tenure completion, foreclosure or pre-closure charges may apply as per the sanction letter."}]]}]
5c:["$","span",null,{"children":"Can I get a loan with a low CIBIL score?"}]
5d:["$","span",null,{"className":"flex h-8 w-8 shrink-0 items-center justify-center rounded-lg bg-white text-indigo-600 shadow-sm ring-1 ring-slate-100 transition-transform duration-300 group-open:rotate-45 group-hover:bg-slate-50","children":["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-4 w-4","children":["$undefined",[["$","path","0",{"d":"M5 12h14","children":[]}],["$","path","1",{"d":"M12 5v14","children":[]}]]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]}]
5e:["$","p",null,{"className":"mt-4 text-xs leading-relaxed text-slate-500 font-medium","children":"Some lenders may consider applications with lower scores if income, repayment capacity, and employment stability are strong."}]
5f:["$","details","Are pre-payment charges always applicable?",{"className":"group rounded-2xl border border-slate-100 bg-slate-50/50 p-5 transition-all duration-300 open:bg-white open:shadow-md open:shadow-indigo-950/[0.03] open:border-indigo-100","open":false,"children":[["$","summary",null,{"className":"flex cursor-pointer list-none items-center justify-between gap-4 text-base font-black text-slate-800","children":[["$","span",null,{"children":"Are pre-payment charges always applicable?"}],["$","span",null,{"className":"flex h-8 w-8 shrink-0 items-center justify-center rounded-lg bg-white text-indigo-600 shadow-sm ring-1 ring-slate-100 transition-transform duration-300 group-open:rotate-45 group-hover:bg-slate-50","children":["$","svg",null,{"stroke":"currentColor","fill":"none","strokeWidth":"2","viewBox":"0 0 24 24","strokeLinecap":"round","strokeLinejoin":"round","className":"h-4 w-4","children":["$undefined",[["$","path","0",{"d":"M5 12h14","children":[]}],["$","path","1",{"d":"M12 5v14","children":[]}]]],"style":{"color":"$undefined"},"height":"1em","width":"1em","xmlns":"http://www.w3.org/2000/svg"}]}]]}],["$","p",null,{"className":"mt-4 text-xs leading-relaxed text-slate-500 font-medium","children":"No. Charges vary by lender and loan terms, so borrowers should check the sanction letter before making early payments."}]]}]
28:[["$","meta","0",{"charSet":"utf-8"}],["$","meta","1",{"name":"viewport","content":"width=device-width, initial-scale=1"}]]
60:I[27201,["/_next/static/chunks/05-c3ty_6dwfk.js","/_next/static/chunks/14mrh2-p_w84d.js"],"IconMark"]
25:null
2a:[["$","title","0",{"children":"Personal Loan Online | Biat Finserve"}],["$","meta","1",{"name":"description","content":"Apply for a personal loan online with Biat Finserve. Get assistance with eligibility checks, documentation, lender comparison, and funding for medical expenses, travel, education, weddings, and other personal needs."}],["$","meta","2",{"name":"keywords","content":"personal loan,personal loan online,instant personal loan,unsecured personal loan,personal loan eligibility,personal loan application,personal finance India,Biat Finserve"}],["$","link","3",{"rel":"canonical","href":"/personal-loan"}],["$","meta","4",{"property":"og:title","content":"Personal Loan Online | Biat Finserve"}],["$","meta","5",{"property":"og:description","content":"Explore personal loan options with eligibility guidance, documentation support, lender comparison, and application assistance."}],["$","meta","6",{"property":"og:url","content":"/personal-loan"}],["$","meta","7",{"property":"og:site_name","content":"Biat Finserve"}],["$","meta","8",{"property":"og:type","content":"website"}],["$","meta","9",{"name":"twitter:card","content":"summary_large_image"}],["$","meta","10",{"name":"twitter:title","content":"Personal Loan Online | Biat Finserve"}],["$","meta","11",{"name":"twitter:description","content":"Get personal loan assistance for medical expenses, travel, education, weddings, and other financial needs."}],["$","link","12",{"rel":"icon","href":"/biatfinserveFavicon.png"}],["$","$L60","13",{}]]